526 Prospect St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 526 Prospect St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	1,708 sqft · built 1922
Lot Size	0.229 acres (9,953 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Dec 2021)
Tax Bill	$18,087 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00026-05-00113`

Property Details

APN / Parcel Number

Primary APN	`11-00026-05-00113`
Alternative APNs	`1100026000500113` `05189`

Interior

Stories	2 Stories
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	9,953 sqft (0.229 acres)
Lot Dimensions	181 ft deep x 55 ft wide

Location & Zoning

Account Number	05189
Street Address	526 PROSPECT ST
City	MAPLEWOOD
State	NJ
Zip	07040-1372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	55X181
Legal Block	26.5
Legal Lot Number	113
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	4
Census Block	4000
Census Tract	19500

Owner

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	526 PROSPECT ST, MAPLEWOOD, NJ 07040-1372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Jul 8, 2016 · Amount on File
Deed Document Number	2021147814
Record Updated	Sep 20, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 15, 2021
Property Address	526 PROSPECT ST, MAPLEWOOD, NJ 07040-1372
Document Number	0000147814
Instrument Date	Nov 19, 2021
Instrument	2021147814
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 FAIRMOUNT AVE, 59, MORRISTOWN, NJ 07960-5093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 PROSPECT ST, MAPLEWOOD, NJ 07040-1372

Mortgage

Document Number	0000147815
Date	Dec 15, 2021
Instrument	2021147815

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	526 PROSPECT ST, MAPLEWOOD, NJ 07040-1372
Document Number	0000065800
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 PROSPECT ST MAPLEWOOD NJ 070401372, MAPLEWOOD, NJ 07040-1372

Mortgage

Document Number	0000065800
Date	Jul 16, 2020
Instrument	65800

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2045

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	526 PROSPECT ST, MAPLEWOOD, NJ 07040-1372
Document Number	0000081298
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 PROSPECT ST MAPLEWOOD NJ 070401372, MAPLEWOOD, NJ 07040-1372

Mortgage

Document Number	0000081298
Date	Aug 28, 2019
Instrument	81298

Lender

Name	FIGURE LNDG LLC
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$753,300 (-) Land $431,700 Building $321,600	$753,300 (-) Land $431,700 Building $321,600
2025	$18,087.00 (+3.81%)	$753,300 (+52.77%) Land $431,700 Building $321,600	$753,300 (+52.77%) Land $431,700 Building $321,600
2024	$17,423.00 (+0.21%)
2023		$493,100 Land $267,800 Building $225,300	$493,100 Land $267,800 Building $225,300
2022	$17,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1979–2023)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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