519 Prospect St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 519 Prospect St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	2,784 sqft · built 1931
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,142,016 (May 2024)
Tax Bill	$23,715 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00024-10-00070`

Property Details

APN / Parcel Number

Primary APN	`11-00024-10-00070`
Alternative APNs	`1100024001000070` `05039`

Interior

Stories	2 Stories
Building Area	2,784 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	05039
Street Address	519 PROSPECT ST
City	MAPLEWOOD
State	NJ
Zip	07040-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-5
Legal Description	70X100
Legal Block	24.10
Legal Lot Number	70
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	5
Census Block	5003
Census Tract	19500

Owner

519 Prospect St is owned and occupied by two individuals who bought it in May 2024.

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	519 PROSPECT ST, MAPLEWOOD, NJ 07040-1305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 13, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Jan 26, 2021 · Amount on File
Deed Document Number	202427099
Deed Book / Page	7102 / 130
Record Updated	Sep 20, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 26, 2021
Property Address	519 PROSPECT ST, MAPLEWOOD, NJ 07040-1305
Document Number	0000010198
Instrument Date	Jan 6, 2021
Instrument	10198
Transaction Type	Transfer
Record Updated	Apr 5, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	519 PROSPECT ST MAPLEWOOD NJ 070401305, MAPLEWOOD, NJ 07040-1305

Mortgage

Document Number	10199
Date	Jan 26, 2021
Instrument	10199

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	519 PROSPECT ST, MAPLEWOOD, NJ 07040-1305
Document Number	0000076712
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	519 PROSPECT ST MAPLEWOOD NJ 070401305, MAPLEWOOD, NJ 07040-1305

Mortgage

Document Number	0000076712
Date	Aug 11, 2020
Instrument	76712

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	519 PROSPECT ST, MAPLEWOOD, NJ 07040-1305
Document Number	0000052131
Instrument Date	May 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 PROSPECT ST MAPLEWOOD NJ 070401305, MAPLEWOOD, NJ 07040-1305

Mortgage

Document Number	0000052131
Date	Jun 15, 2017
Instrument	52131

Lender

Name	CITIZENS BK/PA
Type	Bank
Address	PHILADELPHIA, PA 19103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 519 Prospect St was $23,715, up 6.1% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$987,700 (-) Land $368,900 Building $618,800	$987,700 (-) Land $368,900 Building $618,800
2025	$23,715.00 (+6.1%)	$987,700 Land $368,900 Building $618,800	$987,700 Land $368,900 Building $618,800
2024	$22,352.00
2023		$635,200 Land $255,300 Building $379,900	$635,200 Land $255,300 Building $379,900
2022	$22,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Prospect St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1981–2021)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 519 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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