526 N 12 1/2 Ave E, Duluth, MN 55805 Property Records

St. Louis County property record for 526 N 12 1/2 Ave E, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,412 sqft · built 1904
Lot Size	0.058 acres (2,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Feb 2026)
Tax Bill	$2,836 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3840-00110`

Property Details

APN / Parcel Number

Primary APN	`010-3840-00110`
Alternative APNs	`1109885` `1194643`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,412 sqft Gross Area
1st Floor Area	750 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Lot Area	2,552 sqft (0.058 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	96 sqft
Deck Area	88 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1194643
Street Address	526 N 12 1/2 AVE E
City	DULUTH
State	MN
Zip	55805-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0011 BLOCK:120 SERIAL #
Legal Subdivision	PORTLAND DIVISION OF DULUTH
Legal Block	120
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1008
Census Tract	1300

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	526 N 12 1/2 AVE E, DULUTH, MN 55805-2329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK
Jun 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	20261099066
Prior Transfer Date	Oct 12, 2001
Prior Transfer Doc	0000711292
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 13, 2026
Property Address	526 N 12 1/2 AVE E, DULUTH, MN 55805-2329
Document Number	0001099066
Instrument Date	Feb 9, 2026
Instrument	1099066
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$659.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	526 N 12 1/2 AVE E, DULUTH, MN 55805-2329

Mortgage

Document Number	0001099067
Date	Feb 13, 2026
Instrument	1099067

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 1, 2021
Property Address	526 N 12 1/2 AVE E, DULUTH, MN 55805-2329
Document Number	0001041470
Instrument Date	May 21, 2021
Instrument	1041470
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	526 N 12 1/2 AVE E, DULUTH, MN 55805-2329

Mortgage

Document Number	0001041471
Date	Jun 1, 2021
Instrument	1041471

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,836.00 (-0.56%) Homeowner's exemption
2025	$2,852.00 (+0.99%) Homeowner's exemption	$221,200 (-3.87%) Land $8,500 Building $212,700	$221,200 (-3.87%) Land $8,500 Building $212,700
2024	$2,824.00	$230,100 (+22.26%) Land $9,100 Building $221,000	$230,100 (+22.26%) Land $9,100 Building $221,000
2022		$188,200 Land $10,200 Building $178,000	$188,200 Land $10,200 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,009 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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