St. Louis County property record for 522 N 12 1/2 Ave E, Duluth, MN 55805 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1905 |
| Lot Size | 0.058 acres (2,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jul 2017) |
| Tax Bill | $1,960 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3840-00100 |
| Primary APN | 010-3840-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Gross Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 2,552 sqft (0.058 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Deck Area | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1034256 |
|---|---|
| Street Address | 522 N 12 1/2 AVE E |
| City | DULUTH |
| State | MN |
| Zip | 55805-2329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0010 BLOCK:120 SERIAL # |
| Legal Subdivision | PORTLAND DIV TOWN OF DULUTH HO |
| Legal Block | 120 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1300 |
Source: St. Louis County records · APN 010-3840-00100
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 N 12 1/2 AVE E, DULUTH, MN 55805-2329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Jul 18, 2017 | Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2017 · Amount on Record |
| Deed Sale | Jul 18, 2017 · Amount on Record |
| Prior Sale | Mar 07, 2014 · Amount on Record |
| Deed Document Number | 2017987333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 522 N 12 1/2 AVE E, DULUTH, MN 55805-2329 |
| Document Number | 00T1029777 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 N 12 1/2 AVE E DULUTH MN 558052329, DULUTH, MN 55805-2329 |
| Document Number | 00T1029777 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | T1029777 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 30, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 18, 2017 |
| Property Address | 522 N 12 1/2 AVE E, DULUTH, MN 55805-2329 |
| Document Number | 000T987333 |
| Instrument Date | Jul 12, 2017 |
| Instrument | T987333 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 N 12 1/2 AVE E DULUTH MN 558052329, DULUTH, MN 55805-2329 |
| Document Number | T987334 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | T987334 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,960.00 (-0.71%) Homeowner's exemption | ||
| 2025 | $1,974.00 (+9.06%) Homeowner's exemption | $164,000 (-3.87%) Land $8,500 Building $155,500 | $164,000 (-3.87%) Land $8,500 Building $155,500 |
| 2024 | $1,810.00 | $170,600 (+21.6%) Land $9,100 Building $161,500 | $170,600 (+21.6%) Land $9,100 Building $161,500 |
| 2022 | $140,300 Land $10,200 Building $130,100 | $140,300 Land $10,200 Building $130,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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