526 Main St, Wray, CO 80758 Property Records

Yuma County property record for 526 Main St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,174 sqft · built 1938
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,500 (Sep 2018)
Tax Bill	$1,386 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2018 Sale & Mortgage
APN	`W000184`

Property Details

APN / Parcel Number

Primary APN	`W000184`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,174 sqft Living Area
Basement Area	2,817 sqft
Finished Basement	469 sqft
Unfinished Basement	705 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	526 MAIN ST
City	WRAY
State	CO
Zip	80758-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, KIRK'S RESUB WRAY 1STBLK 20 LOT 9 SIZE: 50 X 140
Legal Subdivision	WRAY, KIRKS RESUB
Legal Block	20
Legal Lot Number	9
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3088
Census Tract	963100

Owner

Source: Yuma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	526 MAIN ST, WRAY, CO 80758-1722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGH PLAINS BANK
Sep 24, 2018	Warranty Deed, Transfer · Conventional Mortgage HIGH PLAINS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	2018573868
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	526 MAIN ST, WRAY, CO 80758-1722
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MAIN ST, WRAY, CO 80758-1722

Mortgage

Document Number	581724
Date	Jun 15, 2021
Instrument	581724

Lender

Name	HIGH PLAINS BANK
Type	Bank
Address	BENNETT, CO 80102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Sep 24, 2018
Property Address	526 MAIN ST, WRAY, CO 80758-1722
Document Number	0000573868
Instrument Date	Sep 24, 2018
Instrument	00573868
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	526 MAIN ST, WRAY, CO 80758-1722

Mortgage

Document Number	0000573869
Date	Sep 24, 2018
Instrument	00573869

Lender

Name	HIGH PLAINS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,386.00 (+0.07%)
2025	$1,385.00 (+64.88%)	$14,160 (-7.91%)
2024			$226,530 (+17.27%)
2023	$840.00 (-28.75%)	$15,376 (+45.29%) Land $796 Building $14,580	$193,170 (+45.3%) Land $10,000 Building $183,170
2022	$1,179.00	$10,583 Land $796 Building $9,787	$132,950 Land $10,000 Building $122,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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