511 Main St, Wray, CO 80758 Property Records

Yuma County property record for 511 Main St, Wray, CO 80758 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,459 sqft · built 1904
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,053 (2026)
Deeds & Mortgages	Jan 2023 Mortgage
APN	`W000168`

Property Details

APN / Parcel Number

Primary APN	`W000168`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,459 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1996
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Mixed
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	511 MAIN ST
City	WRAY
State	CO
Zip	80758-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, KIRK'S RESUB WRAY 1ST BLK 19 LOT 2 SIZE: 50X140
Legal Subdivision	WRAY, KIRKS RESUB
Legal Block	19
Legal Lot Number	2
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3092
Census Tract	963100

Owner

Source: Yuma County records · APN W000168

Assessment roll updated February 18, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 361, WRAY, CO 80758-0361
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	511 MAIN ST, WRAY, CO 80758-1721
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MAIN ST, WRAY, CO 80758-1721

Mortgage

Document Number	0000586426
Date	Jan 13, 2023
Instrument	586426

Lender

Name	YUMA COUNTY FCU
Type	Credit Union
Address	WRAY, CO 80758

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Yuma County records · Assessment roll updated February 18, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,053.00 (+0.1%)
2025	$1,052.00 (+92.32%)	$10,760 (-42.44%)
2024			$272,130 (+15.88%)
2023	$547.00 (-0.36%)	$18,693 (+43.11%) Land $796 Building $17,897	$234,840 (+43.12%) Land $10,000 Building $224,840
2022	$549.00	$13,062 Land $796 Building $12,266	$164,090 Land $10,000 Building $154,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 081259631003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force 4 of 8 on primary residences
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020, other causes

Wildfire

Wildfire Risk	Low above 35% of the US · above 18% of Colorado
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.