526 Locust St, Kannapolis, NC 28081 Property Records

Rowan County property record for 526 Locust St, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,139 sqft · built 2008
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$529,000 (Aug 2021)
Tax Bill	$2,445 (2026)
Deeds & Mortgages	Aug 2021 Sale Apr 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`152 197`

Property Details

APN / Parcel Number

Primary APN	`152 197`
Alternative APN	`6346106`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,139 sqft Living Area
1st Floor Area	1,139 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	21.4 ft deep x 5.5 ft wide
Porch	Porch
Porch Area	56 sqft
Deck Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	526 LOCUST ST
City	KANNAPOLIS
State	NC
Zip	28081-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4:SINGLE
Legal Description	L2 .27AC
Legal Subdivision	T H & DORA DAVIS
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	1
Census Block	1003
Census Tract	51501

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Special Warranty Deed, Transfer NOT AVAILABLE, BCHH TITLE INC
Apr 8, 2021	Warranty Deed, Transfer BCHH INC
Dec 5, 2018	Deed of Trust, Mortgage · Line of Credit UWHARRIE BK
Dec 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Apr 28, 2017	Grant Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Apr 8, 2021 · Amount on Record
Deed Book / Page	1382 / 983
Prior Transfer Date	Apr 20, 2017
Prior Transfer Doc	0012890088
Record Updated	Oct 29, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 30, 2021
Property Address	526 LOCUST ST, KANNAPOLIS, NC 28081-2267
Document Number	0013820983
Book / Page	1382 / 983
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	NOT AVAILABLE, BCHH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # 200200, 5001, AUSTIN, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THA LAKE #200 # 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 8, 2021
Property Address	526 LOCUST ST, KANNAPOLIS, NC 28081-2267
Document Number	0013720192
Book / Page	1372 / 192
Instrument Date	Apr 7, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	BCHH INC

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19235 DAVIDSON CONCORD RD, 19235, DAVIDSON, NC 28036-8771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	526 LOCUST ST, KANNAPOLIS, NC 28081-2267
Document Number	0013200224
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3835 GROVESNER ST HARRISBURG NC 280755620, HARRISBURG, NC 28075-5620

Mortgage

Document Number	0013200224
Date	Dec 14, 2018
Book Page	001320/000224

Lender

Name	UWHARRIE BK
Type	Bank
Address	CONCORD, NC 28025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 13, 2038

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 28, 2017
Property Address	526 LOCUST ST, KANNAPOLIS, NC 28081-2267
Document Number	0013010992
Book / Page	001301 / 000992
Instrument Date	Oct 30, 2017
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3835 GROVESNER ST HARRISBURG NC 280755620, HARRISBURG, NC 28075-5620

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 28, 2017
Property Address	526 LOCUST ST, KANNAPOLIS, NC 28081-2267
Document Number	0012890089
Book / Page	001289 / 000089
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 BARONS CT HARRISBURG NC 280756685, HARRISBURG, NC 28075-6685

Mortgage

Document Number	12890090
Date	Apr 28, 2017
Book Page	001289/000090

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Mortgage

Document Number	12890091,
Date	Apr 28, 2017
Book Page	001289/000091

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,445.00	$202,079 (-) Land $20,020 Building $182,059	$202,079 (-) Land $20,020 Building $182,059
2023	$2,445.00	$202,079 Land $20,020 Building $182,059	$202,079 Land $20,020 Building $182,059

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Sep 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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