Rowan County property record for 523 Locust St, Kannapolis, NC 28081 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,528 sqft Living Area |
| Lot Size | 9,932 sqft (0.228 acres) |
| Garage | Detached, 720 sqft |
| Last Sale | $299,000 (2023) |
| Tax Bill | $3,152.00 (2025) |
| Primary APN | 149 00109 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,528 sqft Living Area |
| 1st Floor | 1,352 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 9,932 sqft (0.228 acres) |
| Depth X Width | 17.7 ft x 5.6 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 466 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 523 LOCUST ST |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-2266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PTL1-2 |
| Legal Subdivision | PROPERTY OF MARGARET A ASHBY ESTATE |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | CHINA GROVE |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 51501 |
Source: Rowan County records · APN 149 00109
Assessment roll updated August 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 LOCUST ST, A, KANNAPOLIS, NC 28081-2266 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 28, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage USAA FSB |
| Jun 15, 2022 | Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Mar 18, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on Record |
| Deed Sale | Nov 28, 2023 · Amount on Record |
| Prior Sale | Jun 15, 2022 · Amount on Record |
| Deed Book / Page | 1433 / 554 |
| Prior Transfer Date | May 09, 2023 |
| Prior Transfer Doc | 1423000044 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 28, 2023 |
| Property Address | 523 LOCUST ST, KANNAPOLIS, NC 28081-2266 |
| Document Number | 0014330554 |
| Book / Page | 1433 / 554 |
| Map Reference | MB 9995 PG 10016 |
| Instrument Date | Nov 17, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 05, 2024 |
| Title Company | TITLE STAR AGENCY LLC, TITLE VEST AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 523 LOCUST ST, KANNAPOLIS, NC 28081-2266 |
| Document Number | 0001433555 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 1433/555 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 15, 2022 |
| Property Address | 523 LOCUST ST, KANNAPOLIS, NC 28081-2266 |
| Document Number | 0014040057 |
| Book / Page | 1404 / 57 |
| Instrument Date | Jun 07, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $380.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 RACEWAY DR STE 7, 236, MOORESVILLE, NC 28117-6518 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3965, MOORESVILLE, NC 28117-3965 |
| Investor | Possibly a Property Investor |
| Document Number | 0001404058 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 1404/058 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Mar 18, 2021 |
| Property Address | 523 LOCUST ST, KANNAPOLIS, NC 28081-2266 |
| Document Number | 0013700657 |
| Book / Page | 1370 / 657 |
| Instrument Date | Mar 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 BACK ACRES LN, 122, KANNAPOLIS, NC 28081-5527 |
| Name | Verified Name |
|---|---|
| Address | 602 SLOOP AVE, KANNAPOLIS, NC 28083-3790 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,152.00 (+1,252.79%) | $260,545 (+1,250.53%) Land $19,292 Building $241,253 | |
| 2023 | $233.00 | $19,292 Land $19,292 | $260,545 Land $19,292 Building $241,253 |
Source: FEMA National Flood Hazard Layer, Rowan County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 3% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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