526 Howard St, Lodi, CA 95242 Property Records

San Joaquin County property record for 526 Howard St, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1945
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Nov 2021)
Tax Bill	$4,961 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`035-180-080-000`

Property Details

APN / Parcel Number

Primary APN	`035-180-080-000`
Alternative APN	`035-180-08`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,546 sqft Living Area
Gross Area	70 sqft
Basement Area	70 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Concrete
Lot Area	4,400 sqft (0.101 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	035-180-08
Street Address	526 HOWARD ST
City	LODI
State	CA
Zip	95242-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 629 LOT 8
Legal Subdivision	LOMA COURT
Legal Tract	629
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2014
Census Tract	4205

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	526 HOWARD ST, LODI, CA 95242-2507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Grant Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jan 12, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Jan 12, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Jan 12, 2017 · Amount on Record
Deed Document Number	2021196696
Prior Transfer Date	Feb 25, 2015
Prior Transfer Doc	0000023554
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 29, 2021
Property Address	526 HOWARD ST, LODI, CA 95242-2507
Document Number	0000196696
Map Reference	MB 16 PG 101
Instrument Date	Nov 18, 2021
Instrument	2021-196696
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 HOWARD ST, LODI, CA 95242-2507

Mortgage

Document Number	0000196697
Date	Nov 29, 2021
Instrument	2021-196697

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 12, 2017
Property Address	526 HOWARD ST, LODI, CA 95242-2507
Document Number	0000005579
Map Reference	MAP16 PG101
Instrument Date	Jan 10, 2017
Instrument	2017-005579
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 HOWARD ST, LODI, CA 95242-2507

Mortgage

Document Number	0000005580
Date	Jan 12, 2017
Instrument	2017-005580

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 12, 2017
Property Address	526 HOWARD ST, LODI, CA 95242-2507
Document Number	0000005578
Instrument Date	Jan 10, 2017
Instrument	5578
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	526 HOWARD ST LODI CA 952422507, LODI, CA 95242-2507

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,961.00 (+0.34%)
2025	$4,944.00 (+4.02%)	$456,318 (+4.04%) Land $63,672 Building $392,646
2023	$4,753.00 (+2.24%)	$438,600 Land $61,200 Building $377,400	$445,950
2022	$4,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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