526 Fleming St, Sebastian, FL 32958 Property Records

Indian River County property record for 526 Fleming St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Aug 2022)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-01-00003-1000-00012.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00003-1000-00012.0`
Alternative APN	`17388`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,559 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	800 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	17388
Street Address	526 FLEMING ST
City	SEBASTIAN
State	FL
Zip	32958-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 02 BLK 100 LOT 12 PBI 5-35
Legal Range	38
Legal Township	31
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 2
Legal Block	100
Legal Lot Number	12
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2016
Census Tract	50807

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	526 FLEMING ST, SEBASTIAN, FL 32958-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 1, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 28, 2021	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	3120220047521
Deed Book / Page	3560 / 573
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	526 FLEMING ST, SEBASTIAN, FL 32958-4214
Transaction Type	Mortgage
Record Updated	Jan 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 FLEMING ST, SEBASTIAN, FL 32958-4214

Mortgage

Document Number	0036391325
Date	Jul 28, 2023
Book Page	3639/1325
Instrument	3120230038532

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2052

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 1, 2022
Property Address	526 FLEMING ST, SEBASTIAN, FL 32958-4214
Document Number	0035600573
Book / Page	3560 / 573
Map Reference	MB 5 PG 34-37
Instrument Date	Jul 28, 2022
Instrument	3120220047521
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	526 FLEMING ST, SEBASTIAN, FL 32958-4214

Mortgage

Document Number	0003560575
Date	Aug 1, 2022
Instrument	3560/575

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 28, 2021
Property Address	526 FLEMING ST, SEBASTIAN, FL 32958-4214
Document Number	0034372478
Book / Page	3437 / 2478
Map Reference	MB 5 PG 34
Instrument Date	Jun 24, 2021
Instrument	3120210046528
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Tax	$371.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 HAZEL ST, SEBASTIAN, FL 32958-4227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,969.00 (+8.32%)	$248,279 (-1.45%) Land $60,112 Building $188,167	$248,279 (-1.45%) Land $60,112 Building $188,167
2023	$3,664.00 (+375.23%)	$251,920 (+513.12%) Land $54,454 Building $197,466	$251,920 (+513.12%) Land $54,454 Building $197,466
2022	$771.00	$41,088 Land $41,088	$41,088 Land $41,088

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	7 (1993–2007)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Oct 2007 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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