517 Fleming St, Sebastian, FL 32958 Property Records

Indian River County property record for 517 Fleming St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 944 sqft · built 1981
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Sep 2018)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-01-00003-0630-00007.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00003-0630-00007.0`
Alternative APN	`16800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	416 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Porch	Screened Porch
Porch Area	176 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	517 FLEMING ST
City	SEBASTIAN
State	FL
Zip	32958-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 02 BLK 63 LOT 7 PBI 5-37
Legal Range	38E
Legal Township	31S
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 2
Legal Block	63
Legal Lot Number	7
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4043
Census Tract	50808

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 701374, WABASSO, FL 32970-1374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PRIME LENDING INC
Sep 25, 2018	Warranty Deed, Transfer · Conventional with PMI SPACE COAST CU
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	201858496
Deed Book / Page	3150 / 2206
Prior Transfer Date	Jan 5, 2007
Prior Transfer Doc	0021221366
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	517 FLEMING ST, SEBASTIAN, FL 32958-4213
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 FLEMING ST, SEBASTIAN, FL 32958-4213

Mortgage

Document Number	0036460051
Date	Aug 28, 2023
Book Page	3646/51
Instrument	3120230043531

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	517 FLEMING ST, SEBASTIAN, FL 32958-4213
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 FLEMING ST, SEBASTIAN, FL 32958-4213

Mortgage

Document Number	0035000280
Date	Jan 6, 2022
Book Page	3500/280
Instrument	3120220001085

Lender

Name	AMERICAN PRIME LENDING INC
Type	Non-Lending Institution
Address	CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Aug 1, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 25, 2018
Property Address	517 FLEMING ST, SEBASTIAN, FL 32958-4213
Document Number	0031502206
Book / Page	003150 / 002206
Instrument Date	Sep 21, 2018
Instrument	58496
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	PROFESSIONAL TITLE/INDIAN RIVE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 701374 WABASSO FL 329701374, WABASSO, FL 32970-1374

Mortgage

Document Number	31502207
Date	Sep 25, 2018
Book Page	003150/002207
Instrument	58497

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32740

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	517 FLEMING ST, SEBASTIAN, FL 32958-4213
Document Number	0030530796
Book / Page	003053 / 000796
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 FLEMING ST SEBASTIAN FL 329584213, SEBASTIAN, FL 32958-4213

Mortgage

Document Number	0030530796
Date	Sep 1, 2017
Book Page	003053/000796
Instrument	51422

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (+26.89%) Homeowner's exemption	$131,831 (+5.99%)	$198,667 (-3.35%) Land $61,200 Building $137,467
2023	$1,614.00 (+4.87%)	$124,385 (+3%)	$205,557 (+15.15%) Land $56,100 Building $149,457
2022	$1,539.00	$120,762	$178,520 Land $39,100 Building $139,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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