Monroe County property record for 526 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1996 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Dec 1996) |
| Tax Bill | $6,370 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00192810-000000 |
| Primary APN | 00192810-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,070 sqft |
| 1st Floor Area | 1,390 sqft |
| Basement Area | 338 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Pool Area | 250 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,008 sqft |
| Deck Area | 480 sqft |
| Patio Area | 2,390 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1254703 |
|---|---|
| Street Address | 526 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 LT 14 SUMMERLAND KEY COVE ADDITION NO 6 PB 5-41 SUMMERLAND KEY OR518-364 OR1358-2239 OR1436-10 OR2367-122/23Q/C |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #6 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971502 |
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 526 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 1996 · Amount on Record |
| Deed Sale | Dec 26, 1996 · Amount on Record |
| Prior Sale | Jun 23, 1995 · Amount on Record |
| Deed Book / Page | 1436 / 10 |
| Last Transfer Date | May 9, 2008 |
| Transfer Doc | 0023670122 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $753,570 (+5.99%) | $1,732,261 (+1.2%) Land $1,291,500 Building $440,761 | |
| 2024 | $6,370.00 (+4.05%) | ||
| 2023 | $6,122.00 (+2.84%) Homeowner's exemption | $711,003 (+3%) | $1,711,763 (+53.91%) Land $1,303,500 Building $408,263 |
| 2022 | $5,953.00 Homeowner's exemption | $690,295 | $1,112,164 Land $702,000 Building $410,164 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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