515 Caribbean Dr E, Summerland Key, FL 33042 Property Records

Monroe County property record for 515 Caribbean Dr E, Summerland Key, FL 33042 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1996
Lot Size	0.207 acres (9,000 sqft)
Owner	Company Name on File
Last Sale	$45,000 (Aug 1994)
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`00193320-000000`

Property Details

APN / Parcel Number

Primary APN	`00193320-000000`
Alternative APNs	`35662800193320000000` `1255203`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,390 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	600 sqft

Exterior Amenities

Porch	Slab
Porch Area	410 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1255203
Street Address	515 CARIBBEAN DR E
City	SUMMERLAND KEY
State	FL
Zip	33042-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 16 AND ELY 30FT LT 17 SUMMERLAND KEY COVE ADD 6 PB5-41 SUMMERLAND KEY OR626-828 OR1116-1470 OR1319-170 OR1319-173 OR2941-1785 OR3141-1508
Legal Range	28E
Legal Township	66S
Legal Section	35
Legal Subdivision	SUMMERLAND KEY COVE ADD #6
Legal Block	2
Legal Lot Number	16,17
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1052
Census Tract	971502

Owner

Source: Monroe County records · APN 00193320-000000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	515 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4844
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 1994 · Amount on Record
Deed Sale	Aug 11, 1994 · Amount on Record
Prior Sale	Feb 01, 1975 · Amount on Record
Deed Book / Page	1319 / 173
Last Transfer Date	Dec 07, 2021
Transfer Doc	0031411508
Record Updated	Jun 08, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Dec 07, 2021
Property Address	515 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4844
Document Number	0031411508
Book / Page	3141 / 1508
Map Reference	MB 5 PG 41
Instrument Date	Dec 07, 2021
Instrument	2351647
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	515 CARIBBEAN DR E, SUMMERLAND KEY, FL 33042-4844

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,097.00 (+5.74%) Homeowner's exemption Widower's exemption	$338,568 (+5.99%)	$1,097,202 (+7.58%) Land $772,200 Building $325,002
2024	$2,929.00 (+5.85%)
2023	$2,767.00 (+1.62%) Senior Citizen's exemption	$319,444 (+3%)	$1,019,927 (+18.27%) Land $709,020 Building $310,907
2022	$2,723.00 Senior Citizen's exemption	$310,140	$862,364 Land $547,560 Building $314,804

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	10.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.