Sumner County property record for 526 Bay Point Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 6,945 sqft · built 2008 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Nov 2003) |
| Tax Bill | $6,783 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Apr 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083136E C 01000 |
| Primary APN | 083136E C 01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 6,945 sqft Living Area |
| Gross Area | 8,892 sqft |
| 1st Floor Area | 3,722 sqft |
| Upper Floors Area | 552 sqft |
| Basement Area | 1,032 sqft |
| Finished Basement | 528 sqft |
| Unfinished Basement | 504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 204 ft deep x 96.2 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Driveway Area | 4,500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 332 sqft |
| Deck Area | 240 sqft |
| Bath House | 634 sqft |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 526 BAY POINT DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-4488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 19-19 PAGE: 114-24 BLOCK: LOT: 121-121 SUBD: WOODHAVEN ON THE LAKE RESU |
| Legal Subdivision | WOODHAVEN ON THE LAK |
| Legal Lot Number | 121-121 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20501 |
526 Bay Point Dr is owned and occupied by an individual who acquired it in April 2021.
Source: Sumner County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 526 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Apr 16, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 14, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2003 · Amount on File |
| Deed Sale | Nov 26, 2003 · Amount on File |
| Prior Sale | Oct 10, 2002 · Amount on File |
| Deed Document Number | 2003682284 |
| Deed Book / Page | 1900 / 364 |
| Last Transfer Date | Apr 16, 2021 |
| Transfer Doc | 0055670161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 526 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 526 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Document Number | 0055950160 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 5595/160 |
| Instrument | 1364498 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Apr 16, 2021 |
| Property Address | 526 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Document Number | 0055670161 |
| Book / Page | 5567 / 161 |
| Map Reference | MB 19 PG 114 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 1360273 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 526 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 526 BAY POINT DR, GALLATIN, TN 37066-4488 |
| Document Number | 0045240058 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 526 BAY POINT DR GALLATIN TN 370664488, GALLATIN, TN 37066-4488 |
| Document Number | 0045240058 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 004524/000058 |
| Instrument | 1193456 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 526 Bay Point Dr was $6,783.
Source: Sumner County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,783.00 | $477,325 Land $110,250 Building $367,075 | |
| 2024 | $1,909,300 Land $441,000 Building $1,468,300 | ||
| 2023 | $10,028.00 (-0.33%) | $328,550 (-) Land $104,750 Building $223,800 | |
| 2022 | $10,061.00 | $328,550 Land $104,750 Building $223,800 | |
| 2021 | $1,314,200 Land $419,000 Building $895,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 526 Bay Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2007–2013) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 526 Bay Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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