526 Ballast Point Rd, Hampstead, NC 28443 Property Records

Pender County property record for 526 Ballast Point Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,378 sqft · built 1996
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$724,000 (Apr 2004)
Tax Bill	$5,506 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4224-26-9172-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-26-9172-0000`
Alternative APNs	`400056151` `56151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,378 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Pile
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	405 ft deep x 110 ft wide
Terrain	Rolling

Exterior Amenities

Pool Area	510 sqft
Porch	Porch
Porch Area	185 sqft
Deck Area	261 sqft
Patio Area	502 sqft
Cabin	Cabin
Gazebo	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400056151
Old Parcel Number	4224 26 9172 0000
Street Address	526 BALLAST POINT RD
City	HAMPSTEAD
State	NC
Zip	28443-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	1.02 ACRES ON VIRGINIA CREEK OFF 1561
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920104

Owner

Source: Pender County records · APN 4224-26-9172-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	526 BALLAST POINT RD, HAMPSTEAD, NC 28443-8691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2004 · Amount on Record
Deed Sale	Apr 02, 2004 · Amount on Record
Deed Document Number	0000412355
Record Updated	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	526 BALLAST POINT RD, HAMPSTEAD, NC 28443-8691
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046792393
Date	Feb 26, 2019
Book Page	4679/2393

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,506.00 (+15%)	$1,691,037 (+195.87%) Land $1,102,080 Building $588,957	$1,691,037 (+195.87%) Land $1,102,080 Building $588,957
2023		$571,549 (+1.69%) Land $275,000 Building $296,549	$571,549 (+1.69%) Land $275,000 Building $296,549
2022	$4,788.00	$562,029 Land $275,000 Building $287,029	$562,029 Land $275,000 Building $287,029

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ballast Point Rd

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