5258 Summers Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5258 Summers Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1974
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on File
Tax Bill	$6,532 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-0016-00980`

Property Details

APN / Parcel Number

Primary APN	`520-0016-00980`
Alternative APN	`15874`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,344 sqft Gross Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	326,700 sqft (7.5 acres)
Garage Area	5,792 sqft

Exterior Amenities

Deck Area	190 sqft
Cabin	144 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	15874
Street Address	5258 SUMMERS RD
City	DULUTH
State	MN
Zip	55803-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF SE1/4 OF NE1/4 OF NW1/4 AND S1/2 OFN1/2 OF SE1/4 OF NE1/4 OF NW1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	23
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1009
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0016-00980

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5258 SUMMERS RD, DULUTH, MN 55803-9313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE
Mar 03, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE
Mar 03, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE
Mar 03, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5258 SUMMERS RD, DULUTH, MN 55803-9313
Document Number	00A1336016
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 01, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5258 SUMMERS RD DULUTH MN 558039313, DULUTH, MN 55803-9313

Mortgage

Document Number	00A1336016
Date	Jul 09, 2018
Instrument	A1336016

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 08, 2033

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5258 SUMMERS RD, DULUTH, MN 55803-9313
Document Number	000T983149
Instrument Date	Mar 03, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	NORTH SHORE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5258 SUMMERS RD DULUTH MN 558039313, DULUTH, MN 55803-9313

Mortgage

Document Number	000T983149
Date	Mar 21, 2017
Instrument	T983149

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.87%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5258 SUMMERS RD, DULUTH, MN 55803-9313
Document Number	000T992026
Instrument Date	Mar 03, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	NORTH SHORE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5258 SUMMERS RD DULUTH MN 558039313, DULUTH, MN 55803-9313

Mortgage

Document Number	000T992026
Date	Nov 09, 2017
Instrument	T992026

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 08, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.87%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5258 SUMMERS RD, DULUTH, MN 55803-9313
Document Number	00A1322102
Instrument Date	Mar 03, 2017
Transaction Type	Mortgage
Record Updated	Oct 01, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5258 SUMMERS RD DULUTH MN 558039313, DULUTH, MN 55803-9313

Mortgage

Document Number	00A1322102
Date	Nov 14, 2017
Instrument	A1322102

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.87%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,532.00 (+3.68%) Homeowner's exemption
2025	$6,300.00 (+5.25%) Homeowner's exemption	$409,700 (+0.17%) Land $96,200 Building $313,500	$409,700 (+0.17%) Land $96,200 Building $313,500
2024	$5,986.00	$409,000 (+17.66%) Land $95,500 Building $313,500	$409,000 (+17.66%) Land $95,500 Building $313,500
2022		$347,600 Land $90,300 Building $257,300	$347,600 Land $90,300 Building $257,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, AT&T, Consolidated Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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