St. Louis County property record for 5234 Summers Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 2008 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,456 (2026) |
| Deeds & Mortgages | Mar 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0016-01120 |
| Primary APN | 520-0016-01120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Gross Area |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,200 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 16 sqft |
| Storage Building | 120 sqft |
| Heating Fuel | Propane |
|---|
| Account Number | 1022660 |
|---|---|
| Street Address | 5234 SUMMERS RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | S 1/2 OF NE 1/4 OF SE 1/4 OF NW 1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 23 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5234 SUMMERS RD, DULUTH, MN 55803-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2016 |
| Transfer Doc | 000T980089 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5234 SUMMERS RD, DULUTH, MN 55803-9313 |
| Document Number | 00T1022219 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5234 SUMMERS RD DULUTH MN 558039313, DULUTH, MN 55803-9313 |
| Document Number | 00T1022219 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | T1022219 |
| Name | NORTHERN ST BK/VA |
|---|---|
| Type | Bank |
| Address | VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 8, 2025 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,456.00 (+3.98%) Homeowner's exemption | ||
| 2025 | $2,362.00 (+0.17%) Homeowner's exemption | $208,300 (+0.29%) Land $85,600 Building $122,700 | $208,300 (+0.29%) Land $85,600 Building $122,700 |
| 2024 | $2,358.00 | $207,700 (+13.56%) Land $85,000 Building $122,700 | $207,700 (+13.56%) Land $85,000 Building $122,700 |
| 2022 | $182,900 Land $80,600 Building $102,300 | $182,900 Land $80,600 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CTC, Spectrum.
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