Frederick County property record for 5257 American Beech St, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,392 sqft · built 2020 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $689,000 (Oct 2025) |
| Tax Bill | $6,608 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-597379 |
| Primary APN | 28-597379 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 597379 |
|---|---|
| Street Address | 5257 AMERICAN BEECH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21703-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 316 PHASE 2A PLA 7,000 SQ FT BALLENGER RUN |
| Legal Subdivision | BALLENGER RUN |
| Legal Phase | 2A |
| Legal Lot Number | 316 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751001 |
5257 American Beech St is owned and occupied by an individual who bought it in October 2025.
Source: Frederick County records, as of November 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC |
| Sep 9, 2025 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Oct 30, 2025 | Deed, Transfer · Conventional Mortgage BANK OF CLARKE |
| May 5, 2020 | Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC |
| Dec 30, 2019 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | May 5, 2020 · Amount on File |
| Deed Document Number | 0017581354 |
| Deed Book / Page | 17581 / 354 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Document Number | 0148310096 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 14831/96 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | NORCROSS, GA 30093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Document Number | 0175050171 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 17505/171 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 20, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 30, 2025 |
| Property Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Document Number | 0175810354 |
| Book / Page | 17581 / 354 |
| Map Reference | MB 101 PL 9 |
| Instrument Date | Oct 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,722.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Document Number | 0017581365 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 17581/365 |
| Name | BANK OF CLARKE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 5, 2020 |
| Property Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Document Number | 0137080242 |
| Book / Page | 13708 / 242 |
| Map Reference | MB 101 PL 9 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,272.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Document Number | 13708248 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 13708/248 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 30, 2019 |
| Property Address | 5257 AMERICAN BEECH ST, FREDERICK, MD 21703-4001 |
| Document Number | 0134240106 |
| Book / Page | 013424 / 000106 |
| Instrument Date | Dec 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $168.06 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 5257 American Beech St was $6,608 with a homeowner's exemption.
Source: Frederick County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,608.00 Homeowner's exemption | $582,300 Land $122,000 Building $460,300 | $582,300 Land $122,000 Building $460,300 |
| 2023 | $5,729.00 Homeowner's exemption | $498,567 | $582,300 Land $122,000 Building $460,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5257 American Beech St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5257 American Beech St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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