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5251 American Beech St, Frederick, MD 21703 Property Records

Frederick County property record for 5251 American Beech St, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 3,696 sqft · built 2019
Lot Size0.212 acres (9,242 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (Sep 2023)
Tax Bill$7,665 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Sep 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-597347

Property Details

APN / Parcel Number

Primary APN28-597347
Alternative APN
  • 597347

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,696 sqft Living Area
Gross Area4,256 sqft
1st Floor Area1,522 sqft
Basement Area950 sqft
Finished Basement950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,242 sqft (0.212 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area126 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number597347
Street Address5251 AMERICAN BEECH ST
CityFREDERICK
StateMD
Zip21703-4001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 313 PHASE 2A PLA 9,242 SQ FT BALLENGER RUN
Legal SubdivisionBALLENGER RUN
Legal Phase2A
Legal Lot Number313
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751001

Owner

Source: Frederick County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5251 AMERICAN BEECH ST, FREDERICK, MD 21703-4001
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 12, 2023Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 12, 2019Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Apr 25, 2019Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleAug 12, 2019 · Amount on Record
Deed Document Number2023
Deed Book / Page16596 / 393
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5251 AMERICAN BEECH ST, FREDERICK, MD 21703-4001
Transaction TypeMortgage
Record UpdatedMar 3, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5251 AMERICAN BEECH ST, FREDERICK, MD 21703-4001

Mortgage

Document Number0177240146
DateFeb 17, 2026
Book Page17724/146
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 12, 2023
Property Address5251 AMERICAN BEECH ST, FREDERICK, MD 21703-4001
Document Number0165960393
Book / Page16596 / 393
Map ReferenceMB 101 PL 7
Instrument DateSep 8, 2023
Transaction TypeTransfer
Record UpdatedSep 27, 2023
Title CompanyJACQUIES TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5251 AMERICAN BEECH ST, FREDERICK, MD 21703-4001

Mortgage

Document Number0016596398
DateSep 12, 2023
Instrument16596/398
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 12, 2019
Property Address5251 AMERICAN BEECH ST, FREDERICK, MD 21703-4001
Document Number0131370291
Book / Page013137 / 000291
Instrument DateAug 8, 2019
Transaction TypeTransfer
Record UpdatedAug 26, 2019
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$601.82
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5251 AMERICAN BEECH ST FREDERICK MD 21703, FREDERICK, MD 21703

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 25, 2019
Property Address5251 AMERICAN BEECH ST, FREDERICK, MD 21703-4001
Document Number0129360149
Book / Page012936 / 000149
Instrument DateApr 23, 2019
Transaction TypeTransfer
Record UpdatedMay 20, 2019
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$164.34
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$678,033 (+24.96%)$762,900 (+20.03%) Land $166,500 Building $596,400
2025$7,665.00 (+23.29%)
2023$6,217.00 Homeowner's exemption$542,600$635,600 Land $124,200 Building $511,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

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