5251 Pacifica Dr, San Diego, CA 92109 Property Records

San Diego County property record for 5251 Pacifica Dr, San Diego, CA 92109

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,508 sqft · built 2006
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$3,333,500 (Aug 2021)
Tax Bill	$45,710 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`417-470-03-00`

Property Details

APN / Parcel Number

Primary APN	`417-470-03-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,508 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	10,200 sqft (0.234 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5251 PACIFICA DR
City	SAN DIEGO
State	CA
Zip	92109-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 286 TR 005044
Legal Subdivision	PACIFICA DEL MAR
Legal Tract	005044
Legal Block	1
Legal Lot Number	286
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	8301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6527 LADERA NORTE, AUSTIN, TX 78731-2658
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Aug 24, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
May 1, 2020	Deed of Trust, Mortgage WATERMARK CAP
Dec 13, 2019	Correction Deed SERVICELINK
Aug 23, 2019	Grant Deed, Transfer FUNDLOANS CAPITAL
Oct 30, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Document Number	2021601511
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	0000583584
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	0000774195
Date	Nov 8, 2021
Instrument	2021-0774195

Lender

Name	PNC BANK NA
Type	Bank
Address	TEMECULA, CA 92591

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	0000140085
Date	Feb 23, 2021
Instrument	2021-0140085

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2021
Property Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000601511
Map Reference	MAP 5044
Instrument Date	Jul 23, 2021
Instrument	2021-0601511
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	0000601512
Date	Aug 24, 2021
Instrument	2021-0601512

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year LIBOR
Max Rate	10.9%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000233355
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5251 PACIFICA DR SAN DIEGO CA 921091545, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	0000233355
Date	May 7, 2020
Instrument	233355

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	100 SPECTRUM CENTER DR # 150, IRVINE, CA 92618-4964

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2019
Property Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000583584
Instrument Date	Dec 11, 2019
Instrument	583584
Record Updated	Dec 27, 2019
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3251 PACIFICA DR SAN DIEGO CA 92109, SAN DIEGO, CA 92109

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2019
Property Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000361370
Instrument Date	Jul 18, 2019
Instrument	361370
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,027.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5251 PACIFICA DR SAN DIEGO CA 921091545, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	361372
Date	Aug 23, 2019
Instrument	361372

Lender

Name	FUNDLOANS CAPITAL
Address	662 ENCINITAS BLVD # 270, ENCINITAS, CA 92024-6792

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2018
Property Address	5251 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000453228
Instrument Date	Oct 26, 2018
Instrument	453228
Transaction Type	Foreclosure
Record Updated	Nov 7, 2018

Transaction

Amount	Amount on Record
Tax	$3,049.21
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 PACIFICA DR SAN DIEGO CA 921091545, SAN DIEGO, CA 92109-1545

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,680,931 (+2%) Land $2,579,794 Building $1,101,137
2025	$45,710.00 (+9.88%)	$3,608,757 (+6.14%) Land $2,529,210 Building $1,079,547
2023	$41,600.00 (+2.73%) Homeowner's exemption	$3,399,999 Land $2,430,999 Building $969,000
2022	$40,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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