5243 Pacifica Dr, San Diego, CA 92109 Property Records

San Diego County property record for 5243 Pacifica Dr, San Diego, CA 92109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1964
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,600,000 (Aug 2024)
Tax Bill	$45,601 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`417-470-02-00`

Property Details

APN / Parcel Number

Primary APN	`417-470-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	10,500 sqft (0.241 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	5243 PACIFICA DR
City	SAN DIEGO
State	CA
Zip	92109-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 285 TR 005044
Legal Subdivision	PACIFICA DEL MAR
Legal Tract	005044
Legal Block	1
Legal Lot Number	285
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	8301

Owner

Source: San Diego County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5171 SAN AQUARIO DR, SAN DIEGO, CA 92109-1511
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Gift Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE
Sep 4, 2026	Gift Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
Oct 6, 2025	Intrafamily Transfer, Transfer
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FUNDLOANS CAPITAL
Nov 29, 2021	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2024 · Amount on Record
Deed Sale	Aug 26, 2024 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	2024228248
Last Transfer Date	Sep 9, 2026
Transfer Doc	0000268596
Record Updated	Oct 29, 2026

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2026
Property Address	5243 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000268596
Instrument Date	Sep 9, 2026
Instrument	2026268596
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5171 SAN AQUARIO DR, SAN DIEGO, CA 92109-1511

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2026
Property Address	5243 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000261727
Instrument Date	Aug 30, 2026
Instrument	2026261727
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5243 PACIFICA DR, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	0000261729,
Date	Sep 4, 2026
Instrument	2026261729

Lender

Name	JMJ FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2025
Property Address	5243 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000278334
Map Reference	MAP 5044
Instrument Date	Sep 12, 2025
Instrument	2025-0278334
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 MORENA BLVD STE 106, 106, SAN DIEGO, CA 92117-3300

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5243 PACIFICA DR, SAN DIEGO, CA 92109-1545
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5243 PACIFICA DR, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	0000172250
Date	Jun 30, 2023
Instrument	2023-0172250

Lender

Name	FUNDLOANS CAPITAL
Address	SAN DIEGO, CA 92130

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2021
Property Address	5243 PACIFICA DR, SAN DIEGO, CA 92109-1545
Document Number	0000812975
Map Reference	MAP 5044
Instrument Date	Nov 10, 2021
Instrument	2021-0812975
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5243 PACIFICA DR, SAN DIEGO, CA 92109-1545

Mortgage

Document Number	0000812976
Date	Nov 29, 2021
Instrument	2021-0812976

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,672,000 (+2%) Land $2,815,200 Building $856,800
2025	$45,601.00 (+107.39%)	$3,600,000 (+104.6%) Land $2,760,000 Building $840,000
2024	$21,988.00 (+2.26%)
2023	$21,503.00 (+2.74%) Homeowner's exemption	$1,759,500 Land $1,555,500 Building $204,000
2022	$20,929.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications.

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