525 W Sears St, Denison, TX 75020 Property Records

Grayson County property record for 525 W Sears St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,323 sqft · built 2019
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Tax Bill	$5,660 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`D011 320406501`

Property Details

APN / Parcel Number

Primary APN	`D011 320406501`
Alternative APN	`142150`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Upper Floors Area	608 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	165 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	525 W SEARS ST
City	DENISON
State	TX
Zip	75020-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEVENS ADDN, BLOCK 8, LOT 10, ACRES .1722
Legal Subdivision	STEVENS ADDN
Legal Block	8
Legal Lot Number	10
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	2
Census Block	2023
Census Tract	501

Owner

Source: Grayson County records, as of August 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5840 SPRING VALLEY RD, 912, DALLAS, TX 75254-3363
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 22, 2024	Warranty Deed, Transfer NOT AVAILABLE, GRAYSON COUNTY TITLE
Jul 14, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 6, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Mar 18, 2020	Loan Modification, Mortgage INDEPENDENT BK
Jan 31, 2019	Deed of Trust, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024
Deed Sale	Jan 22, 2024
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	20241879
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	0000016557
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	525 W SEARS ST, DENISON, TX 75020-3144
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009651
Date	Mar 26, 2021
Instrument	2021-00009651

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 22, 2024
Property Address	525 W SEARS ST, DENISON, TX 75020-3144
Document Number	0000001879
Map Reference	VOL 28 PG 362&363
Instrument Date	Jan 19, 2024
Instrument	2024-1879
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	NOT AVAILABLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5840 SPRING VALLEY RD, DALLAS, TX 75254-3377

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	525 W SEARS ST, DENISON, TX 75020-3144
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017479
Date	Jul 14, 2020
Instrument	2020-00017479

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 6, 2020
Property Address	525 W SEARS ST, DENISON, TX 75020-3144
Document Number	0000016557
Instrument Date	Jul 2, 2020
Instrument	16557
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	525 W SEARS ST DENISON TX 750203144, DENISON, TX 75020-3144

Mortgage

Document Number	16558
Date	Jul 6, 2020
Instrument	16558

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	525 W SEARS ST, DENISON, TX 75020-3144
Document Number	0000007742
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 S HOUSTON AVE DENISON TX 750213017, DENISON, TX 75021-3017

Mortgage

Document Number	0000007742
Date	Mar 27, 2020
Instrument	7742

Lender

Name	INDEPENDENT BK
Type	Bank
Address	DENISON, TX 75021-1007

Agreement

Amount	Amount on Record

Interest

Rate	6.5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	525 W SEARS ST, DENISON, TX 75020-3144
Document Number	0000002359
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 S HOUSTON AVE DENISON TX 750213017, DENISON, TX 75021-3017

Mortgage

Document Number	0000002359
Date	Feb 1, 2019
Instrument	2359

Lender

Name	INDEPENDENT BK
Type	Bank
Address	DENISON, TX 75021-1007

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$243,443 (-1.52%) Land $52,500 Building $190,943	$243,443 (-1.52%) Land $52,500 Building $190,943
2024	$5,660.00 (+13%)
2023		$247,195 Land $51,000 Building $196,195	$247,195 Land $51,000 Building $196,195
2022	$5,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband, TekWav.

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