525 W Front St, Findlay, OH 45840 Property Records

Hancock County property record for 525 W Front St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,014 sqft · built 1915
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on File
Last Sale$102,000 (Apr 2024)
Tax Bill$1,059 (2025)
Deeds & MortgagesApr 2024 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1010-134-18-010.000

Property Details

APN / Parcel Number

Primary APN1010-134-18-010.000
Alternative APN
  • 600000315760

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area1,014 sqft Living Area
1st Floor Area676 sqft
Basement Area676 sqft
Unfinished Basement676 sqft
FlooringConcrete/Cement
Interior WallsUnfinished

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area288 sqft
Deck Area249 sqft
Patio Area249 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address525 W FRONT ST
CityFINDLAY
StateOH
Zip45840-3448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVANCE ADD LOT 681 N100FT
Legal SubdivisionVANCE ADD
Legal Lot Number681
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1037
Census Tract901

Owner

525 W Front St is owned and occupied by an individual who bought it in April 2024.

Source: Hancock County records, as of May 29, 2026

Owner of RecordIndividual Name on File
Mailing Address525 W FRONT ST, FINDLAY, OH 45840-3448
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2024 · Amount on File
Deed SaleApr 23, 2024 · Amount on File
Prior SaleJul 5, 2001 · Amount on File
Deed Document Number20242585
Deed Book / Page2610 / 1101
Prior Transfer DateApr 19, 2024
Prior Transfer Doc02610/1101
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address525 W FRONT ST, FINDLAY, OH 45840-3448
Transaction TypeMortgage
Record UpdatedMay 8, 2024
Title CompanyMID S TITLE AGENCY, MID AM TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1439 STRONG AVE, FINDLAY, OH 45840-9203

Mortgage

Document Number02610/1102
DateApr 23, 2024
Book Page2610/1102
Instrument202400002586
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address6561 IRVINE CENTER DR # 100, IRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address525 W FRONT ST, FINDLAY, OH 45840-3448
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMID AM TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02560/3802
DateAug 23, 2019
Book Page2560/3802
Instrument201900007057
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 525 W Front St was $1,059 with a homeowner's exemption, up 12.2% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,059.00 (+12.18%) Homeowner's exemption$34,550 (+29.89%) Land $3,820 Building $30,730$98,720 Land $10,920 Building $87,800
2024$944.00 (-0.21%)$26,600 (-) Land $2,940 Building $23,660
2023$946.00 Homeowner's exemption$26,600 Land $2,940 Building $23,660
2022$75,990 Land $8,400 Building $67,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 525 W Front St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims10 (2007–2017)
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 525 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, HDER Link, MetaLINK Technologies.

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