510 W Front St, Findlay, OH 45840 Property Records

Hancock County property record for 510 W Front St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1978
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Dec 2020)
Tax Bill	$1,310 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1010-134-08-034.000`

Property Details

APN / Parcel Number

Primary APN	`1010-134-08-034.000`
Alternative APN	`600000315580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,266 sqft Living Area
1st Floor Area	786 sqft
2nd Floor Area	432 sqft
Basement Area	108 sqft
Unfinished Basement	108 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	510 W FRONT ST
City	FINDLAY
State	OH
Zip	45840-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANCE ADD LOT 664
Legal Subdivision	VANCE ADD
Legal Lot Number	664
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1032
Census Tract	901

Owner

510 W Front St is owned and occupied by an individual who bought it in December 2020.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	510 W FRONT ST, FINDLAY, OH 45840-3449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on File
Deed Sale	Dec 28, 2020 · Amount on File
Prior Sale	Aug 2, 1982 · Amount on File
Deed Document Number	202013200
Deed Book / Page	2576 / 5323
Prior Transfer Date	Jun 4, 2008
Prior Transfer Doc	02341/1574
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 28, 2020
Property Address	510 W FRONT ST, FINDLAY, OH 45840-3449
Document Number	02576/5323
Book / Page	2576 / 5323
Instrument Date	Nov 4, 2020
Instrument	202000013200
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	LIBERTY TITLE, LIBERTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 W FRONT ST, FINDLAY, OH 45840-3449

Mortgage

Document Number	202000013201
Date	Dec 28, 2020
Instrument	202000013201

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 510 W Front St was $1,310 with a homeowner's exemption, up 12% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,310.00 (+11.97%) Homeowner's exemption	$42,760 (+29.81%) Land $5,320 Building $37,440	$122,190 Land $15,210 Building $106,980
2024	$1,170.00 (-0.09%)	$32,940 (-) Land $4,100 Building $28,840
2023	$1,171.00 Homeowner's exemption	$32,940 Land $4,100 Building $28,840
2022			$94,100 Land $11,700 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 W Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	10 (2007–2017)
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 510 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, HDER Link, MetaLINK Technologies.

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