525 Tremont St, Troy, NC 27371 Property Records

Montgomery County property record for 525 Tremont St, Troy, NC 27371

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 802 sqft · built 1920
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Tax Bill$96 (2025)
Flood ZoneZone X (minimal risk)
APN7538 05 28 3621

Property Details

APN / Parcel Number

Primary APN7538 05 28 3621
Alternative APNs
  • 1488627
  • 13765

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area802 sqft Finished Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAsbestos
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions143 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1488627
Street Address525 TREMONT ST
CityTROY
StateNC
Zip27371-2735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionSMITHERMAN COTTON MILLS LOT 55 SMITHERMAN C.M. #55
Legal SubdivisionSMITHERMAN COTTON MILLS
Legal Tract55
Legal Lot Number55
JurisdictionMONTGOMERY NC
Township / Civil DivisionTROY
Census Block Group3
Census Block3049
Census Tract960202

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address525 TREMONT ST, TROY, NC 27371-2735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 1997
Deed SaleDec 1, 1997
Deed Book / PageBY / WILL
Last Transfer DateApr 15, 2024
Transfer Doc0000941/34
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,752 (-) Land $8,500 Building $7,252$15,752 (-) Land $8,500 Building $7,252
2025$96.00$15,752 (-) Land $8,500 Building $7,252$15,752 (-) Land $8,500 Building $7,252
2023$15,752 Land $8,500 Building $7,252$15,752 Land $8,500 Building $7,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TROY
serves 3,591 people · EPA ID NC0362020
Water SourcePurchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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