Montgomery County property record for 512 Tremont St, Troy, NC 27371 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,219 sqft · built 2012 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $8,000 (Jan 2010) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 05 28 4466 |
| Primary APN | 7538 05 28 4466 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,219 sqft Finished Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 152 ft deep x 78 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Geothermal |
| Account Number | 38045 |
|---|---|
| Street Address | 512 TREMONT ST |
| City | TROY |
| State | NC |
| Zip | 27371-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHERMAN COTTON MILLS LOT 72 SMITHERMAN C.M. #72 |
| Legal Subdivision | SMITHERMAN COTTON MILLS INC |
| Legal Lot Number | 72 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 05 28 4466
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 TREMONT ST, TROY, NC 27371-2736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage MILEND INC |
| Apr 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2010 · Amount on Record |
| Deed Sale | Jan 14, 2010 · Amount on Record |
| Deed Document Number | 2010319853 |
| Deed Book / Page | 650 / 830 |
| Prior Transfer Date | Oct 27, 2008 |
| Prior Transfer Doc | 627/039 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 512 TREMONT ST, TROY, NC 27371-2736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 512 TREMONT ST, TROY, NC 27371-2736 |
| Document Number | 000970/505 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 970/505 |
| Instrument | 388000 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Address | ALPHARETTA, GA 30009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 512 TREMONT ST, TROY, NC 27371-2736 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2024 |
| Name | Verified Name |
|---|---|
| Address | 512 TREMONT ST, TROY, NC 27371-2736 |
| Document Number | 000941/167 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 941/167 |
| Instrument | 382048 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2044 |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $104,902 (-) Land $6,828 Building $98,074 | $104,902 (-) Land $6,828 Building $98,074 |
| 2023 | $104,902 Land $6,828 Building $98,074 | $104,902 Land $6,828 Building $98,074 |
Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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