525 Shepherd Rd, Troutman, NC 28166 Property Records

Iredell County property record for 525 Shepherd Rd, Troutman, NC 28166

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 2,010 sqft · built 2025
Lot Size	1.62 acres (70,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Sep 2019)
Tax Bill	$199 (2025)
Deeds & Mortgages	Jun 2025 Construction Loan Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4659-89-0528.000`

Property Details

APN / Parcel Number

Primary APN	`4659-89-0528.000`
Alternative APN	`80065678`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Lot Area	70,698 sqft (1.62 acres)
Lot Width	25 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	80065678
Street Address	525 SHEPHERD RD
City	TROUTMAN
State	NC
Zip	28166-8755
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA
Legal Description	SR 2389
Legal Subdivision	BARRINGER SOUTH
Legal Block	89
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	2
Census Block	2013
Census Tract	61302

Owner

Source: Iredell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 OVERCASH RD, TROUTMAN, NC 28166-8771
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Intrafamily Transfer, Transfer · Construction Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	Dec 11, 2014 · Amount on Record
Deed Book / Page	2645 / 1441
Last Transfer Date	Jun 27, 2025
Transfer Doc	3145000564
Record Updated	Oct 29, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Jun 27, 2025
Property Address	525 SHEPHERD RD, TROUTMAN, NC 28166-8755
Document Number	0003145564
Book / Page	3145 / 564
Map Reference	MB 54 PG 29
Instrument Date	Jun 27, 2025
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 SHEPHERD RD, TROUTMAN, NC 28166-8755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 OVERCASH RD, TROUTMAN, NC 28166-8771

Mortgage

Document Number	0003145567
Date	Jun 27, 2025
Instrument	3145/567

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	May 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	525 SHEPHERD RD, TROUTMAN, NC 28166-8755
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2790365
Date	Mar 8, 2021
Book Page	2790/365

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Jul 1, 2045

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 18, 2019
Property Address	525 SHEPHERD RD, TROUTMAN, NC 28166-8755
Document Number	26451441
Book / Page	002645 / 001441
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 OVERCASH RD TROUTMAN NC 281668771, TROUTMAN, NC 28166-8771

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,430 (+875.8%) Land $33,760 Building $295,670	$329,430 (+875.8%) Land $33,760 Building $295,670
2025	$199.00	$33,760 (-) Land $33,760	$33,760 (-) Land $33,760
2023	$199.00 (+2.05%)	$33,760 (+8.34%) Land $33,760	$33,760 (+8.34%) Land $33,760
2022	$195.00	$31,160 Land $31,160	$31,160 Land $31,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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