523 Shepherd Rd, Troutman, NC 28166 Property Records

Iredell County property record for 523 Shepherd Rd, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1961
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on Record
Last Sale	$99,000 (Feb 2001)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4659-89-3504.000`

Property Details

APN / Parcel Number

Primary APN	`4659-89-3504.000`
Alternative APN	`80053181`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	1,324 sqft
1st Floor Area	1,248 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Width	132 ft Width
Porch	Slab
Porch Area	76 sqft
Storage Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80053181
Street Address	523 SHEPHERD RD
City	TROUTMAN
State	NC
Zip	28166-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 2389
Legal Subdivision	BARRINGER SOUTH
Legal Block	89
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	2
Census Block	2013
Census Tract	61302

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	523 SHEPHERD RD, TROUTMAN, NC 28166-8755
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL
Apr 27, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/PA
Dec 6, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK
Dec 6, 2016	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2001 · Amount on Record
Deed Sale	Feb 26, 2001 · Amount on Record
Deed Document Number	20012031
Deed Book / Page	1243 / 1356
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Jun 16, 2026
Property Address	523 SHEPHERD RD, TROUTMAN, NC 28166-8755
Document Number	3221001374
Book / Page	3221 / 1374
Instrument Date	Jun 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	523 SHEPHERD RD, TROUTMAN, NC 28166-8755

Mortgage

Document Number	3221001374,
Date	Jun 16, 2026
Book Page	3221/1374

Lender

Name	FIRST NATIONAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	523 SHEPHERD RD, TROUTMAN, NC 28166-8755
Document Number	2552144
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	527 SHEPHERD RD TROUTMAN NC 281668755, TROUTMAN, NC 28166-8755

Mortgage

Document Number	2552144
Date	Apr 27, 2018
Book Page	002552/000144

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	MOORESVILLE, NC 28115

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	523 SHEPHERD RD, TROUTMAN, NC 28166-8755
Document Number	2468784
Instrument Date	Dec 6, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 SHEPHERD RD TROUTMAN NC 281668755, TROUTMAN, NC 28166-8755

Mortgage

Document Number	2468784
Date	Jan 10, 2017
Book Page	002468/000784

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 9, 2032

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	523 SHEPHERD RD, TROUTMAN, NC 28166-8755
Document Number	2468800
Instrument Date	Dec 6, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	523 SHEPHERD RD TROUTMAN NC 281668755, TROUTMAN, NC 28166-8755

Mortgage

Document Number	2468800
Date	Jan 10, 2017
Book Page	002468/000800

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,270 (-) Land $31,030 Building $185,240	$216,270 (-) Land $31,030 Building $185,240
2025	$1,335.00 (-5.52%)	$216,270 (-) Land $31,030 Building $185,240	$216,270 (-) Land $31,030 Building $185,240
2024	$1,413.00 (+5.84%)	$216,270 (-) Land $31,030 Building $185,240	$216,270 (-) Land $31,030 Building $185,240
2023	$1,335.00	$216,270 Land $31,030 Building $185,240	$216,270 Land $31,030 Building $185,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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