Orange County property record for 525 Setting Sun Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,479 sqft · built 2005 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,500 (Dec 2020) |
| Tax Bill | $7,757 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-22-27-0733-02-030 |
| Primary APN | 34-22-27-0733-02-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,479 sqft Living Area |
| Gross Area | 3,401 sqft |
| 1st Floor Area | 1,283 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,125 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 214 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 525 SETTING SUN DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BLACK LAKE PARK PHASE 1 59/4 LOT 203 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 34 |
| Legal Subdivision | BLACK LAKE PARK PH 1 |
| Legal Phase | 1 |
| Legal Tract | 733 |
| Legal Block | 2 |
| Legal Lot Number | 203 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 17116 |
525 Setting Sun Dr is owned and occupied by an individual who acquired it in July 2025.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 SETTING SUN DR, WINTER GARDEN, FL 34787-5931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Prior Sale | Oct 1, 2013 · Amount on File |
| Deed Document Number | 2020633832 |
| Last Transfer Date | Jul 16, 2025 |
| Transfer Doc | 0000433689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 525 SETTING SUN DR, WINTER GARDEN, FL 34787-5931 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210627009 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 20210627009 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 4, 2020 |
| Property Address | 525 SETTING SUN DR, WINTER GARDEN, FL 34787-5931 |
| Document Number | 0000633832 |
| Instrument Date | Nov 28, 2020 |
| Instrument | 633832 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $473.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 609 W 188TH ST #1G NEW YORK NY 100404248, 1G, NEW YORK, NY 10040-4248 |
The 2025 property tax bill for 525 Setting Sun Dr was $7,757, up 9.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,230 (+13.82%) Land $140,000 Building $371,230 | $511,230 (-1.15%) Land $140,000 Building $371,230 | |
| 2025 | $7,757.00 (+9.75%) | $449,161 | $517,200 Land $140,000 Building $377,200 |
| 2024 | $7,068.00 (+11.32%) | ||
| 2023 | $6,349.00 (+11.04%) | $440,348 (+13.35%) Land $112,500 Building $327,848 | $440,348 (+13.35%) Land $112,500 Building $327,848 |
| 2022 | $5,718.00 | $388,496 Land $112,500 Building $275,996 | $388,496 Land $112,500 Building $275,996 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 Setting Sun Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 Setting Sun Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
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