512 Setting Sun Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 512 Setting Sun Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,344 sqft · built 2008
Lot Size	0.226 acres (9,866 sqft)
Owner	2 Company Names on File
Last Sale	$100 (Feb 2017)
Tax Bill	$4,129 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-22-27-0733-01-590`

Property Details

APN / Parcel Number

Primary APN	`34-22-27-0733-01-590`
Alternative APNs	`272234073301590` `128352` `129135` `130517`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	2,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,866 sqft (0.226 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	512 SETTING SUN DR
City	WINTER GARDEN
State	FL
Zip	34787-5933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BLACK LAKE PARK PHASE 1 59/4 LOT 159
Legal Range	27E
Legal Township	22S
Legal Section	34
Legal Subdivision	BLACK LAKE PARK PH 1
Legal Phase	1
Legal Tract	733
Legal Block	1
Legal Lot Number	159
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3010
Census Tract	17116

Owner

512 Setting Sun Dr is owned by a company that acquired it in October 2020 and is owner-occupied.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	512 SETTING SUN DR, WINTER GARDEN, FL 34787-5933
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 10, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 30, 2019	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on File
Deed Sale	Feb 1, 2017 · Amount on File
Prior Sale	Jul 18, 2016 · Amount on File
Last Transfer Date	Oct 26, 2020
Transfer Doc	20210348370
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jun 10, 2021
Property Address	512 SETTING SUN DR, WINTER GARDEN, FL 34787-5933
Document Number	20210348370
Map Reference	MB 59 PG 4-8
Instrument Date	Oct 26, 2020
Instrument	20210348370
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SETTING SUN DR, WINTER GARDEN, FL 34787-5933

Mortgage

Document Number	20210348371
Date	Jun 10, 2021
Instrument	20210348371

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Nov 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jun 10, 2021
Property Address	512 SETTING SUN DR, WINTER GARDEN, FL 34787-5933
Document Number	20210348372
Map Reference	MB 59 PG 4-8
Instrument Date	Oct 26, 2020
Instrument	20210348372
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SETTING SUN DR, WINTER GARDEN, FL 34787-5933

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	512 SETTING SUN DR, WINTER GARDEN, FL 34787-5933
Document Number	0000358693
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 SETTING SUN DR WINTER GARDEN FL 347875933, WINTER GARDEN, FL 34787-5933

Mortgage

Document Number	0000358693
Date	Jun 11, 2019
Instrument	358693

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 10, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 512 Setting Sun Dr was $4,129, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,907 (+2.7%)	$489,750 (-1.12%) Land $140,000 Building $349,750
2025	$4,129.00 (+5.3%) Homeowner's exemption	$293,970	$495,310 Land $140,000 Building $355,310
2024	$3,921.00 (+3.81%)
2023	$3,777.00 (+3.11%) Homeowner's exemption	$277,364 (+3%)	$425,426 (+13.36%) Land $112,500 Building $312,926
2022	$3,663.00 Homeowner's exemption	$269,285	$375,276 Land $112,500 Building $262,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Setting Sun Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Setting Sun Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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