525 S Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 525 S Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,494 sqft · built 1951
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Jun 1999)
Tax Bill$3,125 (2025)
Flood ZoneZone X (minimal risk)
APN06-23-154-005

Property Details

APN / Parcel Number

Primary APN06-23-154-005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories5 Stories
Building Area1,494 sqft Living Area
Gross Area2,490 sqft
Basement Area996 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address525 S COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-7325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERKS SUB OF LANDS SOUTH 61.7 FT NORTH 313.7 FT WEST 132 FT LYING E OF COMMONWEALTH AVE S 11 1/2 CHAINS LOT W OF LOT 13 PARCEL E SEC 23-41-8
Legal Range08
Legal Township41
Legal Section23
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block4
Legal Lot Number13,W
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4007
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address525 S COMMONWEALTH AVE, ELGIN, IL 60123-7325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 1999 · Amount on Record
Deed SaleJun 29, 1999 · Amount on Record
Deed Document Number199963543
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,125.00 (-21.6%) Homeowner's exemption Senior Citizen's exemption$93,753 (+8.57%) Land $17,264 Building $76,489$281,372 (+8.57%) Land $51,813 Building $229,559
2024$86,352 (+21.4%) Land $15,901 Building $70,451$259,160 (+21.44%) Land $47,722 Building $211,438
2022$3,986.00 (-2.8%) Homeowner's exemption$71,133 (+6.96%) Land $13,098 Building $58,035$213,399 (+6.96%) Land $39,294 Building $174,105
2021$4,101.00 Homeowner's exemption$66,505 Land $12,246 Building $54,259$199,515 Land $36,738 Building $162,777

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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