521 S Commonwealth Ave, Elgin, IL 60123 Property Records

Kane County property record for 521 S Commonwealth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,119 sqft · built 1950
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$147,000 (May 2004)
Tax Bill$5,415 (2025)
Flood ZoneZone X (minimal risk)
APN06-23-154-004

Property Details

APN / Parcel Number

Primary APN06-23-154-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,119 sqft Living Area
1st Floor Area1,119 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialBrick
Lot Area7,841 sqft (0.18 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address521 S COMMONWEALTH AVE
CityELGIN
StateIL
Zip60123-7325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY CLERK'S SUB OF LANDS SOUTH 60 FT NORTH 252 FT WEST 132 FT SOUTH 11 1/2 CHAINS LYING EAST OF COMMONWEALTH AVE LOT W OF LOT 13 (PARCEL D) SEC 23-41-8
Legal Range08
Legal Township41
Legal Section23
Legal SubdivisionCOUNTY CLERKS SUB
Legal Block4
Legal Lot Number13,W
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4007
Census Tract851600

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38W737 BRINDLEWOOD LN, ELGIN, IL 60124-7908
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2004 · Amount on Record
Deed SaleMay 20, 2004 · Amount on Record
Deed Document Number200464504
Prior Transfer DateJan 22, 2004
Prior Transfer Doc0000018702
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,415.00 (+3.5%)$70,987 (+8.57%) Land $17,264 Building $53,723$213,046 (+8.57%) Land $51,813 Building $161,233
2024$5,232.00 (+10.38%)$65,383 (+21.4%) Land $15,901 Building $49,482$196,227 (+21.44%) Land $47,722 Building $148,505
2022$4,740.00 (+5.52%)$53,859 (+6.96%) Land $13,098 Building $40,761$161,577 (+6.96%) Land $39,294 Building $122,283
2021$4,492.00$50,355 Land $12,246 Building $38,109$151,065 Land $36,738 Building $114,327

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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