525 Plains Rd, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 525 Plains Rd, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1986
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Nov 2012)
Tax Bill	$3,557 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:115 L:014`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:115 L:014`
Alternative APNs	`M:011 L:003A` `106`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	37,026 sqft (0.85 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	106
Street Address	525 PLAINS RD
City	READFIELD
State	ME
Zip	04355-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	14
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	2
Census Block	2001
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Readfield Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 PLAINS RD, READFIELD, ME 04355-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage WINTHROP AREA FCU (MAINE)
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DOWN EAST CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2012 · Amount on Record
Deed Sale	Nov 20, 2012 · Amount on Record
Deed Document Number	201230433
Deed Book / Page	11228 / 149
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	525 PLAINS RD, READFIELD, ME 04355-3127
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025017420
Date	Aug 18, 2025
Book Page	15461/140
Instrument	2025017420

Lender

Name	WINTHROP AREA FCU (MAINE)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LITCHFIELD ME
Property Address	525 PLAINS RD, READFIELD, ME 04355-3127
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020024017
Date	Sep 22, 2020
Book Page	13717/146
Instrument	2020024017

Lender

Name	DOWN EAST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,557.00 (+3.73%)	$295,000 (+15.19%) Land $28,600 Building $266,400
2024	$3,429.00 (+7.59%)	$256,100 (+13.77%) Land $24,800 Building $231,300
2023	$3,187.00 (+38.44%)	$225,100 (+11.49%) Land $21,800 Building $203,300
2022	$2,302.00	$201,900 Land $19,600 Building $182,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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