437 Plains Rd, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 437 Plains Rd, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,664 sqft · built 1989
Lot Size	16.5 acres (718,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2023)
Tax Bill	$4,166 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:122 L:015`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:122 L:015`
Alternative APNs	`M:011 L:007A` `1166`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Lot Area	718,740 sqft (16.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1166
Street Address	437 PLAINS RD
City	READFIELD
State	ME
Zip	04355-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	15
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	2
Census Block	2001
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Readfield Town records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 PLAINS RD, READFIELD, ME 04355-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Dec 18, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Jul 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Deed Document Number	202313105
Deed Book / Page	14808 / 72
Prior Transfer Date	Jul 14, 2023
Prior Transfer Doc	2023013105
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Recording Date	Sep 28, 2026
Property Address	437 PLAINS RD, READFIELD, ME 04355-3126
Document Number	0000023048
Book / Page	15873 / 275
Instrument Date	Sep 21, 2026
Instrument	202623048
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 PLAINS RD, READFIELD, ME 04355-3126

Mortgage

Document Number	0000023048,
Date	Sep 28, 2026
Book Page	15873/275
Instrument	202623048

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	437 PLAINS RD, READFIELD, ME 04355-3126
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018029279
Date	Dec 18, 2018
Book Page	13110/250
Instrument	2018029279

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Jul 18, 2023
Property Address	437 PLAINS RD, READFIELD, ME 04355-3126
Document Number	2023013105
Book / Page	14808 / 72
Instrument Date	Jul 14, 2023
Instrument	2023013105
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	437 PLAINS RD, READFIELD, ME 04355-3126

Mortgage

Document Number	2023013106
Date	Jul 18, 2023
Instrument	2023013106

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,166.00 (+3.71%)	$345,500 (+15.17%) Land $57,800 Building $287,700
2024	$4,017.00 (+20.7%)	$300,000 (+27.66%) Land $50,200 Building $249,800
2023	$3,328.00 (+34.14%)	$235,000 (+8%) Land $36,300 Building $198,700
2022	$2,481.00	$217,600 Land $39,500 Building $178,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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