525 Larson Ct, Westminster, MD 21157 Property Records

Carroll County property record for 525 Larson Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,822 sqft · built 2003
Lot Size	0.266 acres (11,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Mar 2022)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-145004`

Property Details

APN / Parcel Number

Primary APN	`07-145004`
Alternative APNs	`7145004` `145004`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,822 sqft Total Area
Basement Area	948 sqft
Finished Basement	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,590 sqft (0.266 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	145004
Street Address	525 LARSON CT
City	WESTMINSTER
State	MD
Zip	21157-7297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 35 - 11590 SF 525 LARSON CT 46-116 WINDEMERE ESTS PH 2
Legal Subdivision	WINDEMERE ESTATES
Legal Phase	2
Legal Lot Number	35
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3015
Census Tract	507802

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 LARSON CT, WESTMINSTER, MD 21157-7297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 12, 2021	Deed of Trust, Mortgage · Line of Credit UTILITIES EMPLOYEES CU
Mar 15, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 5, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 15, 2017	Grant Deed, Transfer QUICKEN LNS
Nov 10, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Book / Page	10708 / 33
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	525 LARSON CT, WESTMINSTER, MD 21157-7297
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098260380
Date	Aug 28, 2020
Book Page	9826/380

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	525 LARSON CT, WESTMINSTER, MD 21157-7297
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104040161
Date	Aug 12, 2021
Book Page	10404/161

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 15, 2022
Property Address	525 LARSON CT, WESTMINSTER, MD 21157-7297
Document Number	0107080033
Book / Page	10708 / 33
Map Reference	MB 46 FO 116
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 LARSON CT, WESTMINSTER, MD 21157-7297

Mortgage

Document Number	0001070838
Date	Mar 15, 2022
Instrument	10708/38

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	525 LARSON CT, WESTMINSTER, MD 21157-7297
Document Number	0093960397
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	525 LARSON CT WESTMINSTER MD 211577297, WESTMINSTER, MD 21157-7297

Mortgage

Document Number	0093960397
Date	Sep 3, 2019
Book Page	009396/000397

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 15, 2017
Property Address	525 LARSON CT, WESTMINSTER, MD 21157-7297
Document Number	0088660081
Book / Page	008866 / 000081
Instrument Date	Nov 10, 2017
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	MADISON SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	525 LARSON CT WESTMINSTER MD 211577297, WESTMINSTER, MD 21157-7297

Mortgage

Document Number	88660088
Date	Nov 15, 2017
Book Page	008866/000088

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	525 LARSON CT, WESTMINSTER, MD 21157-7297
Document Number	0090470204
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	525 LARSON CT WESTMINSTER MD 211577297, WESTMINSTER, MD 21157-7297

Mortgage

Document Number	0090470204
Date	Jun 21, 2018
Book Page	009047/000204

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,000 (+25.23%) Land $121,300 Building $432,700	$554,000 (+25.23%) Land $121,300 Building $432,700
2025	$5,787.00 (+15.76%)
2023	$4,999.00	$442,400 Land $121,300 Building $321,100	$442,400 Land $121,300 Building $321,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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