521 Larson Ct, Westminster, MD 21157 Property Records

Carroll County property record for 521 Larson Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,545 sqft · built 2003
Lot Size	0.343 acres (14,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,615 (Oct 2003)
Tax Bill	$5,818 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-144989`

Property Details

APN / Parcel Number

Primary APN	`07-144989`
Alternative APNs	`7144989` `144989`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,545 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,934 sqft (0.343 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	144989
Street Address	521 LARSON CT
City	WESTMINSTER
State	MD
Zip	21157-7297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 33 - 14934 SF LARSON CT PLT 46-116 WINDEMERE ESTS PH 2
Legal Subdivision	WINDEMERE ESTATES
Legal Phase	2
Legal Lot Number	33
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3015
Census Tract	507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 LARSON CT, WESTMINSTER, MD 21157-7297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Oct 26, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2003 · Amount on Record
Deed Sale	Oct 3, 2003 · Amount on Record
Deed Document Number	20031567
Deed Book / Page	3677 / 413
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	521 LARSON CT, WESTMINSTER, MD 21157-7297
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE STLMTS & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101150293
Date	Feb 22, 2021
Book Page	10115/293

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	521 LARSON CT, WESTMINSTER, MD 21157-7297
Document Number	0094620035
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	REAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 LARSON CT WESTMINSTER MD 211577297, WESTMINSTER, MD 21157-7297

Mortgage

Document Number	0094620035
Date	Oct 29, 2019
Book Page	009462/000035

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	521 LARSON CT, WESTMINSTER, MD 21157-7297
Document Number	0088550460
Book / Page	008855 / 000460
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 24, 2017
Title Company	CONTINENTAL TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 LARSON CT WESTMINSTER MD 211577297, WESTMINSTER, MD 21157-7297

Mortgage

Document Number	0088550460
Date	Nov 6, 2017
Book Page	008855/000460

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,818.00 (+5.53%) Homeowner's exemption	$635,800 (+43.78%) Land $124,100 Building $511,700	$635,800 (+43.78%) Land $124,100 Building $511,700
2025	$5,513.00 (+10.35%) Homeowner's exemption
2023	$4,996.00 Homeowner's exemption	$442,200 Land $124,100 Building $318,100	$442,200 Land $124,100 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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