525 Hancock St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 525 Hancock St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,012 sqft · built 1966
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$396,000 (Jun 2019)
Tax Bill	$11,276 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00208-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`10-00208-0000-00018`
Alternative APN	`100020800018`

Interior

Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Street Address	525 HANCOCK ST
City	MIDDLESEX
State	NJ
Zip	08846-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75X100 19-20
Legal Subdivision	WATCHUNG ESTATES
Legal Block	208
Legal Lot Number	18
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

525 Hancock St is owned and occupied by an individual who bought it in June 2019.

Source: Middlesex County and Middlesex Borough records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	525 HANCOCK ST, MIDDLESEX, NJ 08846-2034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	Apr 17, 1995 · Amount on File
Deed Document Number	201946214
Deed Book / Page	17528 / 493
Record Updated	Oct 29, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 18, 2019
Property Address	525 HANCOCK ST, MIDDLESEX, NJ 08846-2034
Document Number	0000046214
Book / Page	017528 / 000493
Instrument Date	Jun 13, 2019
Instrument	46214
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 HANCOCK ST MIDDLESEX NJ 088462034, MIDDLESEX, NJ 08846-2034

Mortgage

Document Number	46215
Date	Jun 18, 2019
Book Page	017528/000498
Instrument	46215

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 525 Hancock St was $11,276, down 4.1% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,700 (+11.99%) Land $149,300 Building $446,400	$595,700 (+11.99%) Land $149,300 Building $446,400
2025	$11,276.00 (-4.09%)	$531,900 Land $149,300 Building $382,600	$531,900 Land $149,300 Building $382,600
2024	$11,757.00
2023		$508,100 Land $149,300 Building $358,800	$508,100 Land $149,300 Building $358,800
2022	$10,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Hancock St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2014)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 525 Hancock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20