Middlesex County and Middlesex Borough property record for 522 Hancock St, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 2,312 sqft · built 1966 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Aug 2025) |
| Tax Bill | $11,885 (2024) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00207-0000-00033 |
| Primary APN | 10-00207-0000-00033 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 2,312 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Street Address | 522 HANCOCK ST |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 75X100 34-35 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 207 |
| Legal Lot Number | 33 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 HANCOCK ST, MIDDLESEX, NJ 08846-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 20, 2025 | Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Jan 13, 2022 | Bargain and Sale Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on Record |
| Deed Sale | Aug 20, 2025 · Amount on Record |
| Prior Sale | Jan 13, 2022 · Amount on Record |
| Deed Document Number | 202549848 |
| Deed Book / Page | 19803 / 375 |
| Prior Transfer Date | Jun 16, 2015 |
| Prior Transfer Doc | 0000007333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 20, 2025 |
| Property Address | 522 HANCOCK ST, MIDDLESEX, NJ 08846-2033 |
| Document Number | 0000049848 |
| Book / Page | 19803 / 375 |
| Instrument Date | Jul 30, 2025 |
| Instrument | 2025049848 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 STREAMBED WAY, HAMPSTEAD, NC 28443-7045 |
| Name | Verified Name |
|---|---|
| Address | 522 HANCOCK ST, MIDDLESEX, NJ 08846-2033 |
| Document Number | 0000049849 |
|---|---|
| Date | Aug 20, 2025 |
| Instrument | 2025049849 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 13, 2022 |
| Property Address | 522 HANCOCK ST, MIDDLESEX, NJ 08846-2033 |
| Document Number | 0000005821 |
| Book / Page | 18786 / 660 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2022005821 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,271.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 BENNET LN, MANAHAWKIN, NJ 08050-2385 |
| Name | Verified Name |
|---|---|
| Address | 522 HANCOCK ST, MIDDLESEX, NJ 08846-2033 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005822 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022005822 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,000 (+19.63%) Land $149,300 Building $465,700 | $615,000 (+19.63%) Land $149,300 Building $465,700 | |
| 2025 | $514,100 (+0.1%) Land $149,300 Building $364,800 | $514,100 (+0.1%) Land $149,300 Building $364,800 | |
| 2024 | $11,885.00 (+9.64%) | ||
| 2023 | $513,600 Land $149,300 Building $364,300 | $513,600 Land $149,300 Building $364,300 | |
| 2022 | $10,840.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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