525 E Poplar St, Oakland, MD 21550 Property Records

Garrett County property record for 525 E Poplar St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,636 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Aug 2025)
Tax Bill	$1,626 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-003844`

Property Details

APN / Parcel Number

Primary APN	`17-003844`
Alternative APN	`003844`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,636 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab
Porch Area	427 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003844
Street Address	525 E POPLAR ST
City	OAKLAND
State	MD
Zip	21550-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.25 AC LOT 32 525 E POPLAR ST OAKLAND
Legal Subdivision	BRANDTS ADD
Legal Lot Number	32
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2053
Census Tract	601

Owner

525 E Poplar St is owned and occupied by two individuals who bought it in August 2025.

Source: Garrett County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	525 E POPLAR ST, OAKLAND, MD 21550-1810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 12, 2021	Special Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Apr 12, 2021 · Amount on File
Prior Transfer Date	Oct 24, 2012
Prior Transfer Doc	0016940035
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	525 E POPLAR ST, OAKLAND, MD 21550-1810
Transaction Type	Mortgage
Record Updated	Dec 2, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024560237
Date	Nov 7, 2022
Book Page	2456/237

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 12, 2021
Property Address	525 E POPLAR ST, OAKLAND, MD 21550-1810
Document Number	0023000171
Book / Page	2300 / 171
Map Reference	LBRLD277 FO43
Instrument Date	Jun 1, 2020
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 E POPLAR ST, OAKLAND, MD 21550-1810

Mortgage

Document Number	0002300180
Date	Apr 12, 2021
Instrument	2300/180

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 525 E Poplar St was $1,626 with a homeowner's exemption.

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,626.00 Homeowner's exemption	$118,500 Land $23,300 Building $95,200	$118,500 Land $23,300 Building $95,200
2023	$1,553.00 Homeowner's exemption	$99,433	$118,500 Land $23,300 Building $95,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 525 E Poplar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 E Poplar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Mountain Communications.

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