411 E Poplar St, Oakland, MD 21550 Property Records

Garrett County property record for 411 E Poplar St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,126 (2023)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-004417`

Property Details

APN / Parcel Number

Primary APN	`17-004417`
Alternative APN	`004417`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,260 sqft Total Area
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Stone
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Porch	Enclosed Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	004417
Street Address	411 E POPLAR ST
City	OAKLAND
State	MD
Zip	21550-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.23 AC S/S E POPLAR ST OAKLAND
Legal Subdivision	MCCARTYS ADD/OAKLAND
Legal Lot Number	49
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2053
Census Tract	601

Owner

411 E Poplar St is owned and occupied by two individuals who acquired it in October 2013.

Source: Garrett County records, as of September 20, 2023

Owner of Record	2 Individual Names on File
Mailing Address	411 E POPLAR ST, OAKLAND, MD 21550-1809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2013
Deed Sale	Oct 28, 2013
Prior Sale	May 6, 2013 · Amount on File
Deed Document Number	131289
Deed Book / Page	1774 / 305
Record Updated	Jun 7, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	411 E POPLAR ST, OAKLAND, MD 21550-1809
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020150302
Date	Jun 30, 2017
Book Page	2015/0302
Instrument	2015-0302

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,126.00 Homeowner's exemption	$70,267	$80,200 Land $16,900 Building $63,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 E Poplar St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 E Poplar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Mountain Communications.

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