525 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 525 E 45th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,170 sqft · built 1998
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Dec 2020)
Tax Bill	$6,693 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Jun 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0076-21-017`

Property Details

APN / Parcel Number

Primary APN	`2-0076-21-017`
Alternative APN	`C336C248`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,170 sqft Living Area
1st Floor Area	1,410 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	525 E 45TH ST
City	SAVANNAH
State	GA
Zip	31405-2330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 147 & 148 GRANGER WARD
Legal Subdivision	ARDSLEY PARK
Legal Lot Number	147-148
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2005
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 E 45TH ST, SAVANNAH, GA 31405-2330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Jan 3, 2008 · Amount on Record
Deed Document Number	202012940
Deed Book / Page	2159 / 40
Prior Transfer Date	Nov 26, 2014
Prior Transfer Doc	0416/038
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	525 E 45TH ST, SAVANNAH, GA 31405-2330
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 E 45TH ST, SAVANNAH, GA 31405-2330

Mortgage

Document Number	0037280666
Date	Jul 23, 2025
Book Page	0000003728/0000000666

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	525 E 45TH ST, SAVANNAH, GA 31405-2330
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 E 45TH ST, SAVANNAH, GA 31405-2330

Mortgage

Document Number	0031260263
Date	Jun 27, 2023
Book Page	0000003126/0000000263

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	525 E 45TH ST, SAVANNAH, GA 31405-2330
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 E 45TH ST, SAVANNAH, GA 31405-2330

Mortgage

Document Number	0032700511
Date	Dec 26, 2023
Book Page	0000003270/0000000511

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	525 E 45TH ST, SAVANNAH, GA 31405-2330
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 E 45TH ST, SAVANNAH, GA 31405-2330

Mortgage

Document Number	0027440368
Date	Mar 18, 2022
Book Page	0000002744/0000000368

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 4, 2020
Property Address	525 E 45TH ST, SAVANNAH, GA 31405-2330
Document Number	0021590040
Book / Page	2159 / 40
Instrument Date	Dec 4, 2020
Instrument	2020-012940
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 LACHLAN LN, SAVANNAH, GA 31411-1708

Mortgage

Document Number	0000002159/0000000041
Date	Dec 4, 2020
Book Page	0000002159/0000000041

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,440 (+2.5%) Land $64,000 Building $324,440	$971,100 (+2.5%) Land $160,000 Building $811,100
2025	$6,693.00 (-0.64%) Homeowner's exemption	$378,960 (+32.34%) Land $64,000 Building $314,960	$947,400 (+32.34%) Land $160,000 Building $787,400
2024	$6,736.00 (+7.52%)
2023		$286,360 (+14.01%) Land $64,800 Building $221,560	$715,900 (+14.01%) Land $162,000 Building $553,900
2022	$6,265.00	$251,160 Land $20,000 Building $231,160	$627,900 Land $50,000 Building $577,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Hotwire Communications, LiveOak Fiber.

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