522 E 45th St, Savannah, GA 31405 Property Records

Chatham County property record for 522 E 45th St, Savannah, GA 31405

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,404 sqft · built 2000
Lot Size0.145 acres (6,299 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Jun 2013)
Tax Bill$11,438 (2025)
Deeds & MortgagesMar 2023 Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2-0076-20-012

Property Details

APN / Parcel Number

Primary APN2-0076-20-012
Alternative APN
  • B204O131

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area4,404 sqft Living Area
1st Floor Area2,202 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,299 sqft (0.145 acres)
Lot Dimensions105 ft deep x 60 ft wide
PorchSlab
Porch Area54 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address522 E 45TH ST
CitySAVANNAH
StateGA
Zip31405-2331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description112 113 GRANGER WD
Legal SubdivisionARDSLEY PARK
JurisdictionCHATHAM GA
Township / Civil DivisionSAVANNAH
Census Block Group2
Census Block2004
Census Tract3000

Owner

Source: Chatham County records · APN 2-0076-20-012

Assessment roll updated September 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address522 E 45TH ST, SAVANNAH, GA 31405-2331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Deed of Trust, Mortgage · Commercial Mortgage
QUEENSBOROUGH NATIONAL BANK
Feb 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS
Aug 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS
Aug 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2013 · Amount on Record
Deed SaleJun 28, 2013 · Amount on Record
Deed Document Number20136211
Deed Book / Page388V / 81
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address522 E 45TH ST, SAVANNAH, GA 31405-2331
Transaction TypeMortgage
Record UpdatedMay 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E 45TH ST, SAVANNAH, GA 31405-2331

Mortgage

Document Number0030550291
DateMar 29, 2023
Book Page0000003055/0000000291
Lender
NameQUEENSBOROUGH NATIONAL BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJan 01, 2031

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address522 E 45TH ST, SAVANNAH, GA 31405-2331
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E 45TH ST, SAVANNAH, GA 31405-2331

Mortgage

Document Number0000002228/0000000305
DateFeb 02, 2021
Book Page0000002228/0000000305
Lender
NameQUICKEN LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address522 E 45TH ST, SAVANNAH, GA 31405-2331
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E 45TH ST, SAVANNAH, GA 31405-2331

Mortgage

Document Number0000001422/0000000428
DateAug 14, 2018
Book Page0000001422/0000000428
Lender
NameQUICKEN LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address522 E 45TH ST, SAVANNAH, GA 31405-2331
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 E 45TH ST, SAVANNAH, GA 31405-2331

Mortgage

Document Number0000001422/0000000428
DateAug 14, 2018
Book Page0000001422/0000000428
Lender
NameQUICKEN LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
MunicipalitySavannah City
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,438.00 (-18.35%) Homeowner's exemption$699,200 (+38.58%) Land $64,000 Building $635,200$1,748,000 (+38.58%) Land $160,000 Building $1,588,000
2023$504,560 (+5.82%) Land $64,800 Building $439,760$1,261,400 (+5.82%) Land $162,000 Building $1,099,400
2022$14,009.00$476,800 Land $20,000 Building $456,800$1,192,000 Land $50,000 Building $1,142,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 87 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies87 in force
Nearby Flood Claims215 (1979–2024)
Claims Outside the SFHA209 of 215
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Ardsley Park-Chatham Crescent Historic District
listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Delta Communications, Hotwire Communications, LiveOak Fiber.

Based on FCC filings for 497 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAVANNAH-MAIN
serves 168,958 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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