St. Charles County property record for 525 Copper Meadows Ln, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,064 sqft · built 2002 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Last Sale | $546,310,000 (Oct 2025) |
| Tax Bill | $3,650 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T021700291 |
| Primary APN | T021700291 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 2,064 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 165 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021700291 |
|---|---|
| Street Address | 525 COPPER MEADOWS LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-3996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLEEPY HOLLOW VLG #1 LOT 436 |
| Legal Subdivision | SLEEPY MEADOWS VLG #1 |
| Legal Lot Number | 436 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T021700291
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 525 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 15, 2025 | Intrafamily Transfer, Transfer · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Nov 19, 2018 | Warranty Deed, Transfer HNB NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Feb 12, 2025 · Amount on Record |
| Deed Document Number | 202545869 |
| Prior Transfer Date | Oct 09, 2025 |
| Prior Transfer Doc | 0000045869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 15, 2025 |
| Property Address | 525 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 0000045869 |
| Map Reference | MB 38 PG 197 |
| Instrument Date | Oct 09, 2025 |
| Instrument | 2025R-045869 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 CONGRESS AVE, AUSTIN, TX 78701-3542 |
| Name | Verified Name |
|---|---|
| Address | 401 CONGRESS AVE, AUSTIN, TX 78701-3542 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045870 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025R-045870 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 08, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 19, 2018 |
| Property Address | 525 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 0070041681 |
| Book / Page | 7004 / 1681 |
| Map Reference | MB 38 PG 197 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 20181119000652880 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 278, WENTZVILLE, MO 63385-0278 |
| Investor | Possibly a Property Investor |
| Document Number | 0070041683 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 7004/1683 |
| Instrument | 20181119000652890 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WENTZVILLE, MO 63385 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,650.00 (+8.66%) | $58,419 (+12.03%) | $307,468 (+12.03%) Land $42,426 Building $265,042 |
| 2024 | $3,359.00 | ||
| 2023 | $52,146 | ||
| 2022 | $274,454 Land $27,000 Building $247,454 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111532, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 394 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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