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524 Copper Meadows Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 524 Copper Meadows Ln, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,142 sqft · built 2002
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Tax Bill$3,817 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT021700299

Property Details

APN / Parcel Number

Primary APNT021700299
Alternative APN
  • 2-0130-8877-00-0444.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,142 sqft Living Area
1st Floor Area1,350 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area282 sqft
Patio Area143 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT021700299
Old Parcel NumberT021700299
Street Address524 COPPER MEADOWS LN
CityO FALLON
StateMO
Zip63368-3995
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLEEPY HOLLOW VLG #1 LOT 444
Legal Range03E
Legal Township46N
Legal SubdivisionSLEEPY MEADOWS VLG #1
Legal Lot Number444
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2028
Census Tract311153

Owner

Source: St. Charles County records · APN T021700299

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address524 COPPER MEADOWS LN, O FALLON, MO 63368-3995
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2020Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE
Dec 28, 2019Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE
Apr 09, 2019Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2004
Deed SaleJun 25, 2004
Prior SaleOct 04, 2002
Deed Document Number0039101056
Deed Book / Page3046 / 1611
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address524 COPPER MEADOWS LN, O FALLON, MO 63368-3995
Document Number0000086929
Instrument DateNov 04, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyTITLE COMPANY LLC, TITLE CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address524 COPPER MEADOWS LN O FALLON MO 633683995, O FALLON, MO 63368-3995

Mortgage

Document Number0000086929
DateNov 10, 2020
Instrument86929
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 09, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address524 COPPER MEADOWS LN, O FALLON, MO 63368-3995
Document Number0072131645
Instrument DateDec 28, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address524 COPPER MEADOWS LN O FALLON MO 633683995, O FALLON, MO 63368-3995

Mortgage

Document Number0072131645
DateJan 09, 2020
Book Page007213/001645
Instrument17070
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 08, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address524 COPPER MEADOWS LN, O FALLON, MO 63368-3995
Document Number0070590621
Instrument DateApr 09, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address524 COPPER MEADOWS LN O FALLON MO 633683995, O FALLON, MO 63368-3995

Mortgage

Document Number0070590621
DateApr 15, 2019
Book Page007059/000621
Instrument169550
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term180 Months
DueApr 14, 2034

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,817.00$61,116 (+6.67%)$321,662 (+6.67%) Land $42,426 Building $279,236
2023$57,294
2022$301,546 Land $27,000 Building $274,546

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111532, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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