525 Classic Dr N, Hernando, MS 38632 Property Records

DeSoto County property record for 525 Classic Dr N, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,722 sqft · built 2006
Lot Size	0.162 acres (7,048 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jul 2014)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-06-13-0-00270-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-13-0-00270-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,722 sqft Adjusted Area
1st Floor Area	1,256 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	7,048 sqft (0.162 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Patio Area	144 sqft

Location & Zoning

Street Address	525 CLASSIC DR N
City	HERNANDO
State	MS
Zip	38632-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FAIRWAY WOODS SEC B LOT 270
Legal Range	007
Legal Township	03S
Legal Section	06
Legal Subdivision	FAIRWAY WOODS SEC B
Legal Lot Number	270
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-06-13-0-00270-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	525 CLASSIC DR N, HERNANDO, MS 38632-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2014 · Amount on Record
Deed Sale	Jul 21, 2014 · Amount on Record
Prior Sale	Sep 06, 2007
Deed Book / Page	739 / 710
Prior Transfer Date	Oct 30, 2013
Prior Transfer Doc	000720/706
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	525 CLASSIC DR N, HERNANDO, MS 38632-9568
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004826/170
Date	Oct 30, 2019
Book Page	4826/170

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2044

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,473.00 (+17.46%)	$15,224 (+35.87%) Land $2,500 Building $12,724	$152,237 (+35.87%) Land $25,000 Building $127,237
2023	$1,254.00	$11,205	$112,048 Land $25,000 Building $87,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 112 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.