520 Classic Dr N, Hernando, MS 38632 Property Records

DeSoto County property record for 520 Classic Dr N, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2006
Square Footage	2,295 sqft Adjusted Area
Lot Size	6,863 sqft (0.157 acres)
Occupancy	Owner Occupied
Tax Bill	$1,867.00 (2025)

Owner

Source: DeSoto County records · APN 3-07-3-06-13-0-00279-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	520 CLASSIC DR N, HERNANDO, MS 38632-9562
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0000549278
Record Refreshed	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	520 CLASSIC DR N, HERNANDO, MS 38632-9562
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004456/776
Date	Nov 29, 2017
Book Page	4456/776
Instrument	T04456-00776

Lender

Name	EMBRACE HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,867.00 (+17.64%)	$18,609 (+36.82%) Land $2,500 Building $16,109	$186,087 (+36.82%) Land $25,000 Building $161,087
2023	$1,587.00	$13,601	$136,009 Land $25,000 Building $111,009

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`3-07-3-06-13-0-00279-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,295 sqft Adjusted Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	6,863 sqft (0.157 acres)
Depth X Width	128 ft x 50 ft Depth x Width
Patio Area	196 sqft Patio

Location & Zoning

Street Address	520 CLASSIC DR N
City	HERNANDO
State	MS
Zip	38632-9562
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FAIRWAY WOODS SEC B LOT 279
Legal Range	07
Legal Township	03
Legal Section	06
Legal Subdivision	FAIRWAY WOODS SEC B
Legal Lot Number	279
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	1
Census Block	1003
Census Tract	71001