525 Charles Ave, Hanover, PA 17331 Property Records

York County property record for 525 Charles Ave, Hanover, PA 17331

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,528 sqft · built 2018
Lot Size	0.097 acres (4,225 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2019)
Tax Bill	$5,565 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-000-39-0016.D0-00000`

Property Details

APN / Parcel Number

Primary APN	`44-000-39-0016.D0-00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Tiny House
Exterior Material	Wood Shingle
Construction Type	Wood
Lot Area	4,225 sqft (0.097 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	525 CHARLES AVE
City	HANOVER
State	PA
Zip	17331-3389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Jurisdiction	YORK PA
Township / Civil Division	PENN
Census Block Group	3
Census Block	3002
Census Tract	21902

Owner

525 Charles Ave, a townhouse, is owned and occupied by an individual who bought it in January 2019.

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	525 CHARLES AVE, HANOVER, PA 17331-3389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2019	Deed, Transfer · FHA Mortgage GMH MORTGAGE SERVICES LLC
Jan 6, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on File
Deed Sale	Jan 31, 2019 · Amount on File
Deed Document Number	20194223
Deed Book / Page	2504 / 5502
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	525 CHARLES AVE, HANOVER, PA 17331-3389
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012260
Date	Mar 2, 2021
Book Page	2633/8028
Instrument	2021012260

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	525 CHARLES AVE, HANOVER, PA 17331-3389
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009755
Date	Mar 3, 2020
Book Page	2561/2870
Instrument	2020009755

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Jan 31, 2019
Property Address	525 CHARLES AVE, HANOVER, PA 17331-3389
Document Number	0000004223
Book / Page	2504 / 5502
Instrument Date	Jan 28, 2019
Instrument	2019004223
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 CHARLES AVE, HANOVER, PA 17331-3389

Mortgage

Document Number	0000004224
Date	Jan 31, 2019
Instrument	2019004224

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	525 CHARLES AVE, HANOVER, PA 17331-3389
Document Number	0000002374
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	330 DUBS CHURCH RD HANOVER PA 173319596, HANOVER, PA 17331-9596

Mortgage

Document Number	0000002374
Date	Jan 17, 2017
Book Page	002404/008935
Instrument	2374

Lender

Name	MANUFACTURERS & TRADERS TR
Address	1 M AND T PLZ, BUFFALO, NY 14203-2309

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 525 Charles Ave was $5,565.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	Penn Township
Unified School District	South Western School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,565.00	$157,710 Land $28,680 Building $129,030
2024	$5,314.00	$157,710 Land $28,680 Building $129,030
2006			$157,710 Land $28,680 Building $129,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Charles Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 525 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: AT&T, Glo Fiber.

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