York County property record for 523 Charles Ave, Hanover, PA 17331
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,696 sqft · built 2017 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Nov 2022) |
| Tax Bill | $5,879 (2026) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-000-39-0017.A0-00000 |
| Primary APN | 44-000-39-0017.A0-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Tiny House |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Lot Area | 6,142 sqft (0.141 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 523 CHARLES AVE |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-3389 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | BROOKSIDE HEIGHTS |
| Jurisdiction | YORK PA |
| Township / Civil Division | PENN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21902 |
523 Charles Ave, a townhouse, is owned and occupied by an individual who bought it in November 2022.
Source: York County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 CHARLES AVE, HANOVER, PA 17331-3389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Jan 26, 2018 | Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Jan 6, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2022 · Amount on File |
| Deed Sale | Nov 9, 2022 · Amount on File |
| Prior Sale | Jan 26, 2018 · Amount on File |
| Deed Document Number | 202258308 |
| Deed Book / Page | 2757 / 717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Nov 9, 2022 |
| Property Address | 523 CHARLES AVE, HANOVER, PA 17331-3389 |
| Document Number | 0000058308 |
| Book / Page | 2757 / 717 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022058308 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 523 CHARLES AVE, HANOVER, PA 17331-3389 |
| Document Number | 0000058309 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022058309 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Jan 26, 2018 |
| Property Address | 523 CHARLES AVE, HANOVER, PA 17331-3389 |
| Document Number | 0000003681 |
| Book / Page | 2456 / 6344 |
| Map Reference | MB2366 PG5418 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 2018003681 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 523 CARLISLE ST, HANOVER, PA 17331-2162 |
| Document Number | 0000003682 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2018003682 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 523 CHARLES AVE, HANOVER, PA 17331-3389 |
| Document Number | 0000002374 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 330 DUBS CHURCH RD HANOVER PA 173319596, HANOVER, PA 17331-9596 |
| Document Number | 0000002374 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 002404/008935 |
| Instrument | 2374 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | 1 M AND T PLZ, BUFFALO, NY 14203-2309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 523 Charles Ave was $5,879.
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Penn Township |
| Unified School District | South Western School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,879.00 | $166,600 Land $29,450 Building $137,150 | |
| 2024 | $5,614.00 | $166,600 Land $29,450 Building $137,150 | |
| 2006 | $166,600 Land $29,450 Building $137,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Charles Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Charles Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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