525 Birch St, Onalaska, WI 54650 Property Records

La Crosse County property record for 525 Birch St, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.287 acres (12,502 sqft)
OwnerIndividual Name on File
Tax Bill$4,354 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN018-004176-000

Property Details

APN / Parcel Number

Primary APN018-004176-000
Alternative APNs
  • 18 4176 0
  • 44396

Exterior

Lot Area12,502 sqft (0.287 acres)

Location & Zoning

Account Number44396
Old Parcel Number18 4176 0
Street Address525 BIRCH ST
CityONALASKA
StateWI
Zip54650-9001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST ADDN SCHALLERS OAK PARK W 75FT LOT 27 & E 50FT LOT 28
Legal Range07
Legal Township17
Legal Section29
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionSCHALLERS OAK PARK ADD FIRST A
Legal Lot Number27-28
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group2
Census Block2023
Census Tract10404

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address525 BIRCH ST, ONALASKA, WI 54650-9001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2023Deed of Trust, Mortgage · Line of Credit
ALTRA FCU
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Sep 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Aug 21, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
ALTRA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2014
Deed SaleMar 27, 2014
Prior SaleMar 27, 2014
Deed Document Number0001637253
Last Transfer DateAug 21, 2019
Transfer Doc0001731202
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address525 BIRCH ST, ONALASKA, WI 54650-9001
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001807276
DateMay 4, 2023
Instrument1807276
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 3, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address525 BIRCH ST, ONALASKA, WI 54650-9001
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001776804
DateJul 15, 2021
Instrument1776804
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2036
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address525 BIRCH ST, ONALASKA, WI 54650-9001
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001732704
DateSep 17, 2019
Instrument1732704
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 16, 2049
Interest
Rate TypeFixed Rate

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLA CROSSE WI
Recording DateAug 21, 2019
Property Address525 BIRCH ST, ONALASKA, WI 54650-9001
Document Number0001731202
Instrument DateAug 15, 2019
Instrument1731202
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyKNIGHT BARRY TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 BIRCH ST, ONALASKA, WI 54650-9001

Mortgage

Document Number0001731203
DateAug 21, 2019
Instrument1731203
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,354.00 (-3.57%) Homeowner's exemption$334,900 (+25.24%) Land $73,500 Building $261,400$338,700 (+26.66%)
2023$4,515.00 Homeowner's exemption$267,400 Land $52,500 Building $214,900$267,400 Land $52,500 Building $214,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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