518 Birch St, Onalaska, WI 54650 Property Records

La Crosse County property record for 518 Birch St, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$334,000 (Nov 2025)
Tax Bill$4,125 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-004181-000

Property Details

APN / Parcel Number

Primary APN018-004181-000
Alternative APNs
  • 18 4181 0
  • 44401

Exterior

Lot Area23,958 sqft (0.55 acres)

Location & Zoning

Account Number44401
Old Parcel Number18 4181 0
Street Address518 BIRCH ST
CityONALASKA
StateWI
Zip54650-9002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2ND ADDN SCHALLERS OAK PARK LOT 33
Legal Range07
Legal Township17
Legal Section29
Legal QuarterSE
Quarter-Quarter SectionSE
Legal Subdivision2ND ADD SCHALLERS OAK PARK
Legal Lot Number33
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group2
Census Block2020
Census Tract10404

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Nov 24, 2025Warranty Deed, Transfer · VA Mortgage
GRANITE BANK
Apr 11, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2025 · Amount on Record
Deed SaleNov 24, 2025 · Amount on Record
Prior SaleAug 8, 2014 · Amount on Record
Deed Document Number1841730
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address518 BIRCH ST, ONALASKA, WI 54650-9002
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001840776
DateNov 3, 2025
Instrument1840776
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateNov 24, 2025
Property Address518 BIRCH ST, ONALASKA, WI 54650-9002
Document Number0001841730
Instrument DateNov 20, 2025
Instrument1841730
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyUNKNOWN, NEW CASTLE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,002.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001841731
DateNov 24, 2025
Instrument1841731
Lender
NameGRANITE BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

April 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLA CROSSE WI
Recording DateApr 11, 2022
Property Address518 BIRCH ST, ONALASKA, WI 54650-9002
Document Number0001791902
Instrument DateApr 6, 2022
Instrument1791902
Transaction TypeTransfer
Record UpdatedApr 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,125.00 (+13.01%) Homeowner's exemption$318,400 (+38.86%) Land $89,500 Building $228,900$322,000 (+15.08%)
2024$3,650.00 (-5.73%) Homeowner's exemption$229,300 (-) Land $64,000 Building $165,300$279,800 (+22.02%)
2023$3,872.00 Homeowner's exemption$229,300 Land $64,000 Building $165,300$229,300 Land $64,000 Building $165,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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